Image Source – Brigade REAP

Brigade REAP, the first accelerator in Asia with focus on Real Estate, has now successfully on-boarded Cohort Four. With over 80 start-ups having applied to the program, 11 Start-ups were shortlisted out of which 5 were inducted into the program after a rigorous selection process.

The Start-ups inducted into the program, will under-go thorough mentorship and training for a period of 4~5 months after which they will be handed over to the industry for consumption of their products or services.

Speaking on this occasion, Nirupa Shankar, Director, Brigade REAP, said

We are excited with the innovation and technology that emerging startups are bringing to the table. At REAP, we focus on mentoring these start-ups to make them industry ready so that it is easy for the industry to adopt their technology, be it a product or service. Our goal is to improve the efficiency of the real estate industry through technology.

The startups inducted into the Program are:

  1. Aerologiks – An automated, intelligent & stable drone services and data solutions company, operating to provide valuable insights about ongoing construction projects. For more information, please visit Aerologiks
  2. Clairco – A B2B SaaS company that does air quality monitoring and management for indoor spaces on a real-time basis. For more information, please visit Clairco
  3. R2 Promise – A technology company working towards changing the waste disposal process from Waste Management to Resource management. For more information, please visit R2 Promise.
  4. Renewate – A tech tool which is first of its kind in India that focuses on renovations, refurbishment and remodeling of all residential renovation needs. For more information, please visit Renewate.
  5. Smarter Dharma – A company that focuses on sustainable building design that provides holistic and technical solutions to help builders adopt holistic sustainability. For more information, please visit Smarter Dharma

About Brigade REAP

Brigade REAP is focused on technology startups whose end product/service is applicable to Real Estate be it Residential Commercial or Hospitality projects. The sectors range from IoT, Nano Technology, Cleantech and Renewable energy, Logistics and Visual Computing. The program is mentored by John Kuruvilla, Chief Mentor for the program and Apul Nahata, Mentor-in-Residence and has a stellar line up of mentors and advisors.

Milkbasket, India’s first & largest daily grocery delivery service, has just announced the successful closure of $7 million in Series A funding led by Kalaari Capital with participation from Singapore based BeeNext and its existing investors, Unilever Ventures and Blume Ventures.

Image Source – Milkbasket

Started in early 2015, Milkbasket revolutionized the online grocery space by introducing an early morning, contactless, micro-delivery model akin to the prevalent newspaper and milk supply chain models in India. Starting with milk and breakfast products, Milkbasket today fulfills the entire grocery needs of a household with a reach of over 40,000 households in 180+ communities in Gurgaon.

Commenting on the investment, Vani Kola, MD at Kalaari Capital said

Strong founding team, focus towards data-based decision making, operational rigor, and incessant focus on customer delight, backed by a large market opportunity in the grocery space culminated into us leading a $7M Series A round into Milkbasket.

The company is going to use these funds for further innovations in supply chain efficiencies and last mile logistics, creation of unique customer propositions and delivering exceptional customer experience, and expand into other geographies while penetrating deeper in existing communities.

Founders of MilkBasket

Teruhide Sato, Founder of BeeNext, said

Our investment in Milkbasket provides us with meaningful participation in one of the fastest growing e-grocery markets globally. We are excited to partner with one of India’s best grocery delivery platforms and believe that this investment will accelerate their ability to build scale in India.

Three unique attributes of Milkbasket that impressed us were; a great founder with a solid team and great execution; a user friendly service suitable for Indian local habits; and highly frequent consumer touch points. Milkbasket instigates a sense of community among users, and there is no doubt that they will become the daily habit of India in a few years.

Founded by INSEAD alumnus Anant Goel with his co-founders Ashish Goel, Anurag Jain and Yatish Talvadia, Milkbasket operates with a full stack in-house supply chain model, achieved positive unit economics within first six months of inception and have introduced industry’s first flexi-ordering till midnight, delivery by 7:00 AM, no minimum order and free delivery model.

Speaking on the funding, Anant Goel, CEO at Milkbasket said

We are very excited to have Kalaari and BeeNext join us in the journey to crack the online grocery space in a sustainable manner. This funding will help us to continue investing in the 3Ts that we hold close to our hearts – Talent, Technology and Territory, and in achieving our vision to create the most convenient grocery fulfilment model for today’s busy households.

About Milkbasket

Launched in early 2015, Milkbasket is India’s first and largest grocery delivery service. Built on the unique Indian habit of getting fresh milk delivered at home every morning, Milkbasket is today fulfilling the entire grocery needs of a household everyday before 7:00 a.m. To enable frequent and friction-less buying, Milkbasket has innovated micro delivery, flexi-ordering and contactless delivery – all a first in the e-commerce industry – and favorites of Milkbasket customers.

With a daily reach to over 40,000 households, Milkbasket’s vision is to become the default mom & pop shop for over a million households in the next 3~5 years. Having achieved positive unit economics within the first six months of the launch, Milkbasket is the most capital efficient model in the online grocery space as compared to its domestic and global peers. For more information, please visit MilkBasket

Ather Energy announced the launch of their charging infrastructure for Electric Vehicles [EVs], AtherGrid, which is open to all EVs. The company, known for their intelligent, electric scooter S340, has begun installations of the intelligent and connected charging stations across the city of Bengaluru. Thirty charging points will be set up by the end of May 2018. By the end of the year, sixty charging points will be available in Bengaluru.

Image Source – Ather Energy

With this, there will be a charging station within 4 km driving distance from any point in the city. This is the largest charging infrastructure effort in an Indian city. Installed at malls, cafes, restaurants, tech parks, multiplexes and gyms, they have been selected to cater to both, four wheelers and two wheelers. For this, Ather has partnered with host locations, who have installed Points pro-bono at their premises to offer a convenient experience for all EV owners in the city.

To improve EV ownership experience and increase adoption, AtherGrid and its accompanying app will be offered for free for the next 6 months to all electric vehicle owners. Using cloud connectivity, consumers can find the nearest Point available and navigate to the charging location using the app. Remotely monitoring charge status and integrated payment options offers EV owners a seamless charging experience.

Tarun Mehta [R] and Swapnil Jain [L], Founders of Ather Energy with the Ather Charging Grid

Commenting on the launch, Tarun Mehta, Co-founder and CEO, Ather Energy said

Electric vehicles cannot become a viable alternative without making charging infrastructure availability a greater priority. It is critical for us to make public charging convenient and accessible. This is an important step towards increased adoption and acceptance of electric vehicles and in the long run will have a positive effect on the cost of the vehicles themselves.

The number of entrepreneurs and businesses that have come aboard to be a part of AtherGrid is also a testament to the future of electric vehicles. As we prepare ourselves for the launch of the Ather S340, Bengaluru was a natural choice to be the home city for AtherGrid. Range anxiety and the inconvenience associated with charging will not be a deterrent to adoption, as the industry grows.

Ather’s Points have been designed and manufactured in India, keeping in mind the needs of the domestic power grid. Safety features ensure that electricity is drawn only when connected to a vehicle and protects vehicles from overcharging with auto power cut off. Electric vehicles will be protected from under-voltage, over-voltage and over-current.  And with an IP55 rated body it is safe to use in any weather.

About Ather Energy

Co-founded in 2013 by IIT graduates – Tarun Mehta and Swapnil Jain, Ather Energy is one the few hardware startups in India. The company designing India’s first truly intelligent electric scooter and is backed by the founders of Flipkart, Tiger Global and Hero Motocorp.

Designed from scratch, the S340 is customized to Indian conditions and riding sensibilities. A top speed of 72 kmph, a range of up to 60 km and an acceleration of 0-40 kmph in 7.3 sec, it’s perfectly designed for the stop and go city ride. Equipped with a 7″ interactive dashboard and an integrated app, it allows for the never-before features like onboard navigation, remote diagnostics and over the air updates for future improvements. What completes the experience is the comprehensive public charging infrastructure being built by Ather Energy, starting with Bangalore followed by Chennai and Pune. For more information, please visit Ather Energy

mfine, an app-based on-demand healthcare service, announced it has raised $4.2 Million in Series A funding. Prime Venture Partners led the round alongside existing investors, Stellaris Venture Partners and healthcare entrepreneur, Mayur Abhaya. The company will use the fresh funds to build the hospital network across cities, and further strengthen the technology team. The company is planning to achieve over One Lakh consultations by the end of 2018 and also partner with more than 50 top hospitals across the country.

Launched in December 2017, mfine follows a unique model of partnering with leading and trusted hospitals instead of aggregating individual doctors on the platform. Hospital partnerships enable mfine to make high-quality care of trusted doctors available on a digital channel – for the first time in the country.

Top doctors from more than 15 leading and reputed hospitals in Bengaluru such as CloudNine, Aster, and Ovum consult with patients across nine specialties. For the hospitals, mfine is their new center on the cloud bringing in more patients and offering premium services, long-term care programs, super specialties without any upfront investments.

Within the first five months of launch, mfine has clocked more than 10,000 consultations. mfine’s platform ensures that patients can reach the doctors on the network within 60 secs and start the consultation. Users get access to the same doctors and other integrated experiences as visiting a hospital, virtually and when they need. mfine will soon launch additional services such as monitoring of vitals, collection of sample for lab tests and medicine delivery at home.

mfine has built an AI-powered technology system that improves doctors’ efficiency & effectiveness dramatically. The system is built on the foundation of standard medical ontologies and protocols and is able to learn and replicate high quality diagnosis and treatment methods. The system takes care of structured data collection, reminders for follow up based on signs/symptoms and execution of care protocols for chronic conditions, thereby building a platform that’s unique and globally competitive. 

mfine was founded in February 2017 by Ashutosh Lawania [Myntra Co-founder] and Prasad Kompalli, a former business head at Myntra. The founders were later joined by Ajit Narayanan, ex-Myntra CTO, Arjun Chaudhary, ex-Myntra head of growth marketing and Dr. Jagadish Prasad, an interventional neuroradiologist, and founder of Femiint Health, a hospital in Bengaluru. Including the current funding round, the startup has raised over $6 million and has 50 employees in Bengaluru.

[L-R] Prasad Kompalli [CEO & Co-Founder], Ashutosh Lawania (Co-Founder]

Prasad Kompalli, CEO and Co-Founder, mfine said

We see a huge opportunity to bring the much needed, tech-driven transformation in the $50B primary healthcare delivery. With our deeply tech driven approach and working with reputed providers, we are effectively creating a ‘cloud clinic’ where quality healthcare can be accessed on demand from anywhere. We believe we can scale this across the country and beyond and help people gain much more control over their health.

Shripati Acharya, Managing Partner, Prime Venture Partners said

Teleconsult and on-demand healthcare is poised to fundamentally transform healthcare delivery in India. mfine has taken an innovative hospital-first approach where experienced doctors and specialists from established hospital brands are available directly on the app. It is backed by a stellar team with passionate founders who have deep experience building startups and getting them to scale and succeed.

Ritesh Banglani, Partner, Stellaris Venture Partners said

We are pretty excited about what mfine has built up so far both in the product and the provider network. The impressive consumer traction they have achieved in a short time reinforces our belief in this space and mfine’s differentiated approach. We are excited to back them in their journey to create large and impactful health-tech business.

Rohit M A, Co-founder & MD, Cloudnine Group of Hospitals said

Digital health is the future of primary health care as it offers much more convenience and continuity to the couples in our care. Mfine’s connected care platform augers very well into the Digital Engagement strategy at Cloudnine and we are excited about the new reach and the extended clinical care programs for fulfilling varied needs of our customers.

Dr. Adarsh, Chairman and Medical Director Ovum Hospitals, Ovum Hospitals

With mfine video consultation, I can meet my patients virtually and that makes online consultation much more easy and safe. mfine app is super simple to use with almost zero typing. I can provide much detailed prescriptions on mfine including nutrition and growth chart.

The mfine app is currently available in English on Google Playstore & Appstore and can be downloaded from here.

New app-based service S3 Cabs have been rolled out in Mumbai and were inaugurated by Sudhakar Deshmukh, Hon. MLA for Nagpur West. The service is an initiative by the Bharat Freight, a logistics company.

Image Source – S3 Cabs

S3 service does not have surge pricing or night charges; the cabs are available at a flat rate. Sahayadri Smart Safe Private Limited – the company behind the cab services thought that flat pricing will be a good respite for riders traveling in the peak hours and for regular and corporate travelers. Also, passengers who do not have the application downloaded or without a smartphone, have the option of booking the cab through service representatives designated at different parts of the Mumbai region and also through a phone call.

A separate service application has been developed to enable this service. New and innovative ways of deploying SOS service has been planned for the safety of passengers. Not only SOS but the riders will also be able to customize the trip using language options, tourist guide option, etc. At the time when complaints are rampant from drivers against other dominant players of the cab service industry for various reasons, S3 has already drawn strategies around the pain points.

Sohel Kazani, Director, Sahayadri Smart Safe Pvt. Ltd. also said the service gave a higher commission to drivers and took their safety and well-being seriously.

Both the drivers and the riders are offered 24/7 phone support, and that drivers are not allowed to spend more than 10 hours driving for S3, in order to prevent driver fatigue. In-cab entertainment options are also being explored and will be rolled out soon.

Sudhakar Deshmukh, Hon. MLA for Nagpur West, speaking on the development said

Government was trying to create a similar application and that I am very happy to know Bharat Freight Company has taken a CSR initiative and the state will extend its full support for the same. I am also of that opinion that we should give sufficient training to drivers to enhance the standard of taxis and improve the quality of life of the drivers and their families. The company should explore our skill development program to meet the desired objectives.

Actor, screenwriter, producer and director Akbar Khan were also there for the launch along with corporator Mrs. Harshala More. The idea was the brainchild of Prafulla Shinde, son of a retired police officer from the Mumbai Police. Prafulla is now a director with Sahayadari Smart Safe Pvt. Ltd.

Prafulla exclaimed

We are going to charge 3% towards facility charges from drivers on a daily earning of up to INR 1,500 INR 2,000 and 10% on any amount above it, as opposed to 20-25% charged by others. We have set up a call center. Complaints can be made via mail, WhatsApp, and on the helpline number. Drivers can also be rated.

The app is available on Android and iOS platforms. S3 also developed a service app for restaurants, hotels, bars, etc. who can use it to book cabs for their customers. Shinde said S3 also plans to launch a parcel service in July and they are already in talks with two online shopping companies.

S3 has deployed the most updated technology platform that will greatly reduce the booking v/s delivery turnaround time for customers. It will also minimize the response time for customer calls. The chauffeurs are called, are well-trained in the use of the technology and soft skills. The venture is expected to generate 5,000 direct jobs.

Lenovo, the leading global PC and Smart devices brand launched the new V-series laptops for SMEs and start-ups. The V330 laptop comes with entrepreneur-friendly flexibility features like an ultra-bay drive that can house either an optical drive or an additional battery, a Quick-Charge battery, an elegant spill-resistant backlit keyboard, and both USB-C type and USB 3.0 ports. The V330 also takes care of personal security with ThinkShutter – a physical webcam cover along with a touch-type fingerprint reader.

Commenting on the launch, Ashish Sikka, Director SMB, Lenovo India said

SMEs are the backbone of the country’s economy and are facing a digital crossroad on keeping their existing infrastructure versus expanding on mobile computing to meet the challenging demands of their customers. With the launch of the V series, we want to address our focus towards the next wave of business professionals and entrepreneurs who need affordable computing on the go without compromising on performance or security.

V330 [Prices starting from INR 48,000] – Complete on value and quality without sacrificing performance, the thin, stylish and reliable V330 laptop helps focus on running a successful enterprise. With powerful Intel technology, optimized for security, flexibility, and reliability, the V series is for the no-nonsense business professionals.

Highlights from the V330

  • Rich visuals – 14″ FHD [1920 x 1080] with anti-glare display
  • 720p webcam with camera shutter
  • Warranty – International warranty
  • Replace camera-covering sticky notes with ThinkShutter Camera Privacy physical webcam cover

*The above prices vary basis the configuration. Prices are inclusive of taxes but do not include shipping or options and are subject to change without notice; additional terms and conditions apply. Reseller prices may vary. On-shelf rates may vary by geography and products may only be available in select markets. All offers are subject to availability.

Avaamo, the AI-driven company specializing in conversational interfaces to solve specific high impact problems in the enterprise, has raised a $14.2 million Series A financing round led by Intel Capital with additional investment from Ericsson Ventures, Mahindra Partners, Wipro Ventures and WI Harper. This funding brings the company’s total investment to $23.5 million to date. Avaamo will use the latest funding to expand its sales and marketing to meet demand in the enterprise for conversational AI solutions in the growing global market.

Image Source – Avaamo

The Avaamo platform enables enterprises to deploy omnichannel intelligent assistants in the areas of supply chain, HR, sales support, claims processing and insurance advisory. Operating quietly under the radar for the past three years, Avaamo has built fundamentally new AI technology that automates judgment-intensive, multi-turn responses to complex, domain-specific customer queries with a very high degree of accuracy – even with sparse training data.

Ram Menon, Founder & CEO of Avaamo, said

Avaamo’s conversational intelligent assistants are already deployed globally in more than 40 countries and even greater global expansion is on the horizon as enterprises seek an AI-based conversational computing solution to improve last mile automation.

Avaamo’s full stack conversational AI platform with a specific focus on vertical machine learning, has enabled the company to acquire customers in the finance, mutual funds, telco, retail and healthcare industries, while providing measurable ROI to enterprises driven by high volumes, intense regulatory oversight and stringent security guidelines. Intelligent assistants in these industries require deep domain machine learning, as well as integration to proprietary data residing in legacy systems with support for security, encryption and addressing GDPR and HIPAA requirements.

Fiaz Mohamed, head of Industry Solutions, Artificial Intelligence Products Group at Intel Corporation, said

Intelligent agents are an emerging area that’s already impacting how consumers interact with enterprises, while reducing costs and improving workforce productivity. Because Avaamo’s secure architecture allows for easy integration with existing enterprise systems, combining its emerging conversational technology with Intel’s platform focus on AI has the potential to provide a disruptive platform for large enterprises.

Additionally, Intel is excited to add Avaamo as a member of the recently launched AI Builders program, opening up new channels for marketing and sales enablement for Avaamo.

Albert Kim, Head of Ericsson Ventures, said

Ericsson has time and again proven instrumental in enabling new ecosystems. Conversational AI technologies is one such ecosystem that we believe is expected to experience rapid growth. We are very excited to partner with other strategic investors in supporting Avaamo’s revolutionary journey going forward, as it continues to disrupt large existing markets while creating a differentiated technology stack.

Venu Pemmaraju, Co-head of Wipro Ventures, said

We took an early position in Avaamo after being impressed with their technology. Since then, we have achieved significant joint customer traction in the Finance, Telco and Retail verticals worldwide. We continue to be excited about Avaamo’s technology and customer traction and pleased to support in expanding their footprint.

Parag Shah, Managing Partner of Mahindra Partners, the $1 billion private equity arm of the Mahindra Group, said

Mahindra Partners enjoys helping entrepreneurs to build great companies. We were impressed with Avaamo’s strong focus on execution, the partnerships and emerging ecosystem Avaamo is building in the conversational AI market for large enterprises and are excited to partner with them to support further expansion.

Director Arun Chetty led the investment for Intel Capital and will join Avaamo’s board. RRam Menon and Sriram Chakravarthy founded Avaamo and previously worked together at TIBCO. They have assembled a team with over 150+ years of experience in enterprise software.

About Avaamo

Avaamo is a deep-learning software company that specializes in conversational interfaces to solve specific high impact problems in the enterprise. Avaamo is building fundamental AI technology across a broad area of neural networks, speech synthesis and deep learning to make conversational computing for the enterprise a reality. For more information, please visit Avaamo

Setting an example on how grass-root level innovation propelled by disruptive technologies in the traditional banking space, can simplify complex financial procedures for the entire nation, Rubique Technologies Private Limited, India’s largest online financial matchmaking platform has today announced the start of its new journey with Rubique 2.0; unveiling its new brand identity. Currently, clocking $7.2 Mn [INR 47 Crore] revenue in March 2018, with a monthly revenue of INR 3.5 Crore, the company aims to reach an INR 100 crore month on month revenue by 2021 and plans to break-even by 2019.

Laying out its 2.0 vision, as initial steps, Rubique will sharpen its focus on creating a robust technology based financial ecosystem in the markets, earlier untouched by Fintech and further strengthen its technological and analytics capabilities to expand its credit product offerings to deepen its reach to small enterprises and underserved micro enterprises. As a part of its ambitious growth targets, the company has planned to heavily invest in newer products and partnerships under its Insurance segments, and further expand its product distribution into 100 more cities in India this year.

Bringing alive its renewed brand identity, Rubique Technology has unveiled its new logo which enshrines its core values and mission statement, to fulfill every financial aspiration in the Simplest, Shortest & Speediest way possible. The new logo represents the three pillars of the company- FIs, Customers and influences: Integrating deep technology and domain expertise, Applying insights from across industries, and Consistently delivering world-class integrated, end-to-end solutions for all financial services. It also highlights Rubique’s strong technology heritage, signifying a higher level of engagement and brand permission that helps all stakeholders leverage its technology expertise to address their business and financial requirements and drive future opportunities in this digital era.

Speaking on the occasion, Manav Jeet, MD & CEO, Rubique, said

Almost around four years back we started a journey with a vision to disrupt Indian banking sector with cutting edge technology and frugal innovation to simplify finances for individual and MSMEs. We stumbled, learned and grown into one of the foremost success stories driving India’s rapidly-growing digital financial services sector.

We now introduce, the second leg of our journey, Rubique 2.0, leapfrogging into the future of banking with a renewed and re-imagined focus; delving deeper into newer and underserved markets with the power of technology enabled financial inclusion. Rubique 2.0 encapsulates what we do and mean, for our partners – FIs, Customers and Business Associates – and these values find expression in our new brand identity.

In its constant endeavour to stay ahead of the technology innovation curve and bring a symbiotic relationship between traditional lending institutions and technology, the fintech major plans to develop technology products for the ecosystem to add push for digital adoption & facilitate new technologies into banking e.g. TAB solution facilitating finance for SME customers, alternate data based credit scoring mechanism to facilitate underwriting for first time borrowers using machine learning and big data analytics; create infrastructure to mitigate fraud with deepen security and data privacy and leverage alternate data, image recognition and video analytics on SPOT to automate data filling and verification thus making customer on boarding seamless and hassle free.

Established in the year 2014, Rubique with its technology thinking of financial services, has proven itself as one of the fastest growing Fintech companies in India, witnessing 4x growth YoY. Currently, serving more than 2 Lakh customers with offerings varying from Loans, Credit Cards to Insurance, the company has helped facilitate a massive disbursement of INR 2,670 crores and over 82,000 credit card setups, till date through its platform, almost 65% of which is targeted to SMEs in India.

Speaking on the renewed brand identity, Sheetal Mayekar, Founding Member and Strategic & Commercial Intelligence, said

The new brand identity marks our journey of transformation in the digital world. Our brand refresh signals an even closer engagement with customers, focusing on millennials with greater innovation in bringing advanced technologies to access deeper markets and ease credit access to the country and focus on entire ecosystem growth working as a collaborator.

With constantly innovating & evolving industry, the futuristic technologies such as Blockchain, Big Data and AI used by Rubique analyses multiple data points to assess the creditworthiness of the customers and provide them the offers they are eligible for, thereby removing the manual efforts in the loan processing system.

Suraj Agarwal, CTO – Rubique added

The digital access to finance will continue to massively impact all individuals and businesses in the country. Undoubtedly technology will play a vital role in uplifting the Indian economy over the next five years, and therefore Rubique has taken a holistic approach to introduce tech intervention at all possible touch points. Implementation of disruptive technologies blockchain. Smart KYC & Paperless loan process is nothing but one step towards creating a unified flow of information to make the transactions simpler, and reduce the processing time for customers.

With the recent close of its new funds led by two of the world’s largest corporate and investment firms, the investment subsidiary RSP India Fund, LLC of Japan’s Recruit Co. Ltd. and Russian venture capital management company, Emery Capital, along with Blacksoil and existing investor Kalaari Capital, Rubique is planning to invest heavily in Data Science methodologies and leverage insights generated to build stronger business propositions.

The company has recently built a data science team which leverages its rich customer data and bank credit policies to build a proprietary AI based Matchmaking and ranking algorithm that provides a customized list to each consumer based on his/her needs and profile.

Focusing on maintaining a tech-led asset-light model, while remaining unit economics positive at the transaction level, Rubique 2.0 to have a renewed focus on innovation, marketing and strategic partnerships, particularly in the B2C segment, bring advanced technology features at every stage of loan processing cycle through its Online Plus Model, Improving operational efficiency & reducing cost of acquisition, creating easy access to finance with a focus on bridging financing gap and make finance easy  & accessible to the customers. 

About Rubique

Rubique was formed in November 2014, with a vision to fulfill every financial aspiration in the customer’s life cycle in the simplest, shortest and the speediest way through a wide range of loan, credit card and insurance products. Built on a proprietary AI based recommendation engine, Rubique’s marketplace platform has been integrated with financial institutions’ systems for real-time processing and providing online approvals to the customers. The advanced technology solution not only reduces the processing time significantly, but the data analytics done on multiple data points helps bring predictability and assess creditworthiness offering best deals to the customers.