A savings account helps managing the personal finances like paying the utility bill, transfer money, withdrawals, to shop, to address contingency needs, to invest, to receive money, and so on.
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The balance in the bank account can earn you interest at the rate of 3.50%-7% per annum, as opposed to it lying idle and perhaps unsafe at home. Moreover, Section 80TTA of the Income Tax Act, 1961 provides a deduction of up to Rs. 10,000 on the interest income earned on the savings account.
Savings account are offered by almost all banks in India and in various types of saving bank accounts today, with frills and no-frills, with distinguishing features catering to your needs.
A regular savings account, salary account, senior citizen savings account, youth account, women’s saving account, zero balance savings account, linked savings account are some of the types of savings bank accounts.
Such availability confuses many on which savings account is the best for them.
Below is a list of points which will help you choose the right savings account
Interest rates
Interest rates are the first thing you must check which the bank is offering. Before 2011, interest rates were fixed at 3.5% per annum, but now interest rates for savings account have deregulated by RBI since 2011.
Banks are offering interest rates at a range of 3.50% – 7% per annum, so choose the one which gives you the highest rate of interest.
Balance requirements
Savings account have to maintain a certain amount of balance. The minimum balance requirements vary with the type of savings account you choose. Government banks have a much lower minimum balance requirement when compared to the private ones.
If you are not interested in maintaining the minimum balance requirement, then you open a Basic Saving Bank Deposit account. But the facilities and services of such account is minimum.
Online banking
Nowadays, almost all banks have online facilities. It is necessary to check out whether the online banking facilities of the bank is up to the mark or not. Check out the online banking website of the bank on the internet to see whether it is customer-friendly or not.
Banking apps
Banking apps have made life easier for account holders. Banks apps linked with your bank account makes payment of bills, fund transfer, checking account balance etc. much easier through a smartphone. Make sure your bank offers the best bank app.
Service fees
Avoid bank that charges high service and maintenance fees on the bank account. Such high service fees will eat up your savings. Such charges are levied while banking transactions, removing a bank statement or fund transfer. Services charges are usually less in public banks compared to private banks, but their service may not be up to the mark.
Account safety
Always choose a bank that will provide top-notch security to your money and personal details. You do not want your money and personal information to fall into the wrong hands.
ThoughtWorks, a global software consultancy hosted India’s first chapter of the Technology Radar Summit 2019 in Bengaluru on 29 June. This Summit was on occasion of Vol. 20 of the Technology Radar’s global launch. The latest edition of the bi-annual report that provides nuanced advice around technologies, tools, techniques, platforms and languages highlights four themes – The Shifting Shape of Data, Terraforming an Ecosystem, Kotlin Klimbing and The Leaking Encapsulation Boundaries.
Due to busy schedule, we could not blog about this event but nevertheless, the learnings are still fresh in our minds. It is important to understand how the core team at ThoughtWorks came up with the idea of the Technology Radar. They came up with the Technology Radar to fulfil their mission to champion software excellence and revolutionize IT. The advisory board, senior technology leaders at ThoughtWorks met for several months to formulate the overall plan of the Technology Radar. The team also comprised of Martin Fowler, Chief Scientist at ThoughtWorks who specializes in object-oriented analysis & design, UML, patterns, and agile software development methodologies, including extreme programming.
Martin Fowler walked the audience through the nuances behind the Technology Radar where he also touched upon the core principles of Radar
Adopt– Industry should be adopting the items discussed in Radar and use them when appropriate on the projects.
Trial– It is important to build this capability. Enterprises can try the technologies on a project that can handle the risk.
Assess– Worth exploring with the goal of understanding how it will affect the enterprise.
Hold– Proceed with caution.
Martin Fowler also added
What started off as an interesting experiment has now turned into a notable publication that receives a lot of client attention and interest from the global community of technologists. The Radar is relevant to businesses facing disruptive competition who need to understand and apply the philosophy of Tech@core. Our Radar helps these progressive businesses be aware of developments in technology that support their role in enabling the success of their customers.
The exclusive talks curated for the event featured a keynote speech delivered by Chief Scientist at ThoughtWorks Martin Fowler, who is a co-author of the Manifesto for Agile Software Development. His talk delved into the decade long evolution of the Radar and its pertinence to technologists. Especially in the current digital-first market, where technologists are at the center of more business decisions than ever before. Since the majority part of the audience was from the field of software, he stressed upon the importance of Continuous Delivery/Continuour Integration [CI/CD] and Agile methodologies to ensure better results from testing phase.
He also spoke about how an agile approach can be used to achieve more out of team meeting or standup meetings. The most interesting part of the presentation was that it was formulated in a simplistic manner so that even people who have minimal understanding about these methodologies can learn from his insightful talk. Since there is no recording of the talk, we recommend to have a look at Martin Fowler’s talk from 2018 where he sheds light on Refactoring that has served as the definitive guide for those passionate about continually improving the design and maintainability of code.
The Tech Radar Summit saw the enthusiastic participation of over 450 software developers, decision-makers and thought leaders from across India. The day was packed with interesting talks by thought leaders and breakout sessions spread across three tracks catering to the audience’s varying tech interests. The Summit also featured an Experience Zone that mobilized Augmented Reality and Virtual Reality to design immersive gaming experiences for the assembled tech practitioners.
Other opinion leaders who took the stage included, Padmanabhan Balasubramanian, MD at Goldman Sachs who discussed the advancement of financial and technical aspects of platform business for engineers. Ranjan Sakalley, CTO at GoPay explored the seven building blocks of reliable systems. Dr.Vivek Raghavan, Chief Project Manager, UIDAI paired with ThoughtWorker Samir Seth on a talk that explored the ways AI can improve the quality of governance.
Sauvik Banerjjee, Technology Leader at Tata Group Digital shared his journey of becoming the CTO. He calls himself an accidental CTO 🙂 The entire talk was very motivating and his passion for technology, entrepreneurship, and cricket was visible from his body language. He was the man behind the technology involved in the e-commerce website TataCLiQ. He also spoke about how techniques used in cricket can be used to solve technological problems. His was the most engaging session in the Technology Radar, a talk that should not be missed! We highly recommend that you have a look at the recording of this talk and jot down the learnings from it.
Commenting on the first edition of India’s Tech Radar Summit, Sudhir Tiwari, Managing Director at ThoughtWorks for India said
Indian businesses are going through a massive transformation as they embrace the digital-first approach. Technologists are now playing a key role in the way business are shaped and remain competitive in the market. Tech strategists are re-orienting their skill set for a new digital landscape – where emerging tech, agile at scale and product thinking define businesses.
To explore earlier editions of the Technology Radar and subscribe to their future editions, click here. You can also follow the updates on Twitter here. What was your biggest learning from ThoughtWorks’s the Technology Radar, do leave them in the comments section…
Motor law in India makes third-party insurance policy mandatory since it covers the liability in case of an accident. The three-year tenure will reduce the cost of issuing policies, administering them and follow-ups for renewals. This could also lead to lower premiums as insurers could pass on the savings to the customers.
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The insured gets a 30% discount on the three-year cover and will be entitled to no-claim bonuses post the tenure. Insurance companies offer discounts of 20% and 30% on two-year and three-year policies respectively. You could also save on premiums if you buy a long-term third-party liability cover as IRDAI hikes third-party cover tariffs by 20% every year.
Benefits of Long Term Bike Insurance
Convenience
In today’s hectic lifestyle and so many EMIs to pay one can easily miss the deadline for a bike insurance renewal. Long-term two-wheeler insurance addresses this very issue by providing a cover for three years which removes the need for renewal every year.
Avoiding Issues Related To Non-renewal Of Lapsed Policy
Lapsed policyholders are subject to certain risks in case of non-renewal of policy or till the policy is restored by paying the premium. Any motorist whose bike insurance renewal has lapsed would not be eligible for reimbursement in case of the vehicle being stolen or damaged. The insurance company can demand their right to get the entire vehicle checked all over again in case of a lapse. The motorists would then have to bear the entire financial loss themselves. This can be clearly avoided for three years with the purchase of long-term motor insurance.
Discount On Own Damage Premium
Insurance companies have started offering a discount on the damaged parts with a premium. They can do this to save the costs associated with administrative and issuing costs.
Premiums Are Frozen For Three Years
Long-term bike insurance can save you from the annual hike in the third-party premium rates which are fixed by the IRDAI, generally, 10% to 15% hike is an average. Based on their own experience, insurance companies can also raise their premiums for own damage from time to time.
No Claim Bonus Advantage
On the parameter of a No-Claim Bonus [NCB], some insurance companies mention that long-term insurance for two-wheelers scores over one-year policy, but the NCB structure is different in case of renewal of a long-term policy and one-year policy.
One main advantage of buying long-term insurance is that you need not worry about renewing your policy annually. A break in renewal can delay a policy purchase process in future. Once the policy lapses, most insurance companies insist on inspecting the vehicle before renewing it or issuing a fresh policy. Long-term bike insurance is worth considering due to the advantages it offers that outweigh the disadvantages.
Tip – Always secure your bike with a reliable insurance provider like Bharti AXA for the security & assurance of your claims.
Truecaller announced that the company’s brand solutions platform has witnessed yet another milestone of garnering over 500 million impressions in a single day with its advertisers, Zoomcar and Spotify in the country for their mobile advertising campaigns. Truecaller’s proven expertise and innovation capabilities enabled the brands to scale up their brand visibility and engage with millions of users across India. Both the campaigns also received an average of 60 million unique reach from audiences present across all markets.
Truecaller’s programmatic platform facilitates brands with innovative advertising vehicles that are carefully chosen to deliver contextually relevant messages to its over 100 million daily active premium smartphone users in India. To leverage this, Zoomcar tapped Truecaller users across major cities in order to promote their special three day offer of 100% off on bookings made towards the end of May, earlier this year.
Similarly, Spotify capitalized on Truecaller’s holistic brand solutions to maximise brand visibility and yielded 30% more clicks in a single day. Using Truecaller’s contextual capabilities, the Spotify launch campaign [There’s A Playlist For That] delivered a staggering 500 million plus impressions in a day.
Speaking on the occasion, Tejinder Gill, Vice President Global Sales at Truecaller
This milestone is a testament of our massive reach of over 100 million daily active premium smartphone users in India. We are truly excited to partner with new age brands like Spotify and Zoomcar to deliver such impactful campaigns. Our scale and the expertise of our Brand Solutions platform has catapulted Truecaller into one of the leading publishers.
Commenting on his experience, Varun Jha, Chief Marketing Officer, Zoomcar, said
Through Truecaller, we managed to achieve over 400 million impressions for our brand campaign. By tapping such a large quality audience through Truecaller, we were able to generate user interest that led to direct conversions during our campaign. Having witnessed such exceptional metrics, we would surely partner with Truecaller in the future for our brand promotion.
Talking about her experience, Neha Ahuja, Head of Marketing – India, Spotify said
Being recent entrants to the Indian music streaming landscape, collaborating with fellow Swedish app Truecaller truly accelerated our launch campaign in India. It helped us gain scale and connect with potential 1.3M users who clicked on our ads through Truecaller.
Truecaller’s programmatic advertising inculcates the values of providing a safe environment for brands so the focus remains on achieving meaningful impact and constructively sustained partner campaigns. With such a large user base, the platform delivers over 400 million impressions on an average, each day and hosts creative messaging across varied formats.
People spend most of the time researching about the latest model, colors, specifications and safety features of the car. But while choosing the insurance, most of the people blindly proceed with the deal without making sound research about the different policies. Thus they find it hard to pay the premium cost in the later stages.
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It is mandatory in India to have an insurance policy for all the cars plying on the road. To avail the motor insurance policy, one needs to pay a certain amount of premium. If you don’t get involved in an accident where you claim your insurance, you lose the premium amount paid for the protection. However, on the other hand, you receive the No Claim Bonus [NCB] as a reward, if you don’t make a claim in one policy year. By making own damage premium, one can avail the benefits of NCB ranging from 20% to 50%. Following points illustrate the benefits on Own Damage Premium on account of no claims for consecutive years.
20% – No claim made during the preceding full year of insurance
25% – No claim made during the preceding 2 consecutive years of insurance
35% – No claim made or pending during the preceding 3 consecutive years of insurance
45% – No claim made or pending during the preceding 4 consecutive years of insurance
50% – No claim made or pending during the preceding 5 consecutive years of insurance
Before buying motor insurance you must need to know about the IDV of your vehicle. Your insurance policy is based on the IDV- Insured Declared Value. It is the amount your insurer pays you which is equal to the market value of your vehicle. Initially, when you buy new motor insurance, the IDV is calculated on the showroom price of your vehicle. However, IDV is never constant. During the time of motor insurance renewal, the IDV gets decreased because of the rate of depreciation. Also, make sure to complete motor insurance renewal before the stipulated amount of time to avoid paying penalties. This period is usually 90 days.
Before signing the policy papers, you need to know what are the inclusions and exclusions of the motor insurance policy.
Inclusions
Comprehensive policy covers loss or damage due to natural calamities. It also covers loss or damage caused due to man-made calamities. For example, natural calamities such as lighting, earthquake, flood, hurricane, storm, etc and man-made calamities like theft, riot, and terrorist activity.
The motor insurance policy also covers personal accident damage. This includes permanent disability or death of the insured person. You can get coverage of rupees 2 lakhs for the damage caused due to an accident.
Motor liability insurance is also called as third party insurance. As per the Motor Vehicle Act 1988, it has made mandatory in India. This protects you against any legal liability and the damage or bodily injuries cause to any third party in an accident.
Nowadays, all general insurance companies also offer ‘add-ons’. It increases the protective cover compared to the basic policy. However, addition of the add-ons in your policy increases your premium cost.
Exclusions
Insurance companies try to claim the best coverage to protect you against any mishap. However, there are some exclusions to the motor insurance policy.
The exclusions are as follows:
Normal ageing, wear and tear of your vehicle
Mechanical or Electrical Breakdown
Damage caused by a person driving without a valid driving license
Damage caused by a person under influence of alcohol, drugs and any other intoxicating substances
PlayShifu, the award-winning technology startup raised a $7 million Series A round of funding led by Chiratae [formerly IDG Ventures India], Inventus Capital and Bharat Innovation Fund [BIF]. Existing investor, IDFC-Parampara Fund also participated. A pioneer in the field of creating highly engaging and immersive AR experiences for children that encourage early STEM skills, PlayShifu has an aggressive strategic plan in place to expand on its tech prowess with this round of funding.
With $8.5 million raised to date, the company’s primary focus will remain tech innovation, continued research on unique phygital interactions and new product developments. PlayShifu also plans to update current products significantly and expand the diverse retail presence from 15 countries to 30+ countries in 2020 and beyond.
Vivek Goyal, CEO, and Co-Founder of Playshifu, said
We are extremely excited to have investors who are highly focused on consumer tech, on board in our journey to make early learning fun and accessible to children around the world. We have an exhaustive product pipeline, an incessantly creative and passionate team of innovators, and now, the right partners to make an extremely positive impact on the educational foundations of generations to come.
PlayShifu’s first flagship product, Shifu Orboot, is an AR-based globe that promises an adventure around the world. The user base has crossed 250,000 kids worldwide, but that’s not all. Orboot has seen unprecedented engagement among 4-8-year-olds. While the best of the children’s apps/toys retain approximately 8% of kids after the first month, Orboot boasts more than 40% of kids retained in the second month! In other words, the amount of time spent on the app, thanks in large part to the breadth and depth of learning, has resulted in an impressive frequency of play, and month-after-month retention equal to 4~5 times that of kids-app category benchmarks.
In less than a year, teachers and technology integrators from hundreds of schools in the US, Europe, India discovered PlayShifu and experimented with adopting the innovative products in their tech-friendly classrooms. Today, more than 65% of these schools use Orboot every week in their classes. With Orboot 2.0 launching soon [student profiles and progress tracking, teachers’ portal, detailed lesson plans], this engagement will only increase from here, as PlayShifu prepares to expand its reach in schools by 10x this year.
The newest addition, Shifu Plugo, combines the charm of classic physical consoles with new-age digital interactions. Helping kids conquer STEM skills with super-fun characters, captivating storylines, and enriching tactile play, Plugo will soon replace tons of toys in your kid’s toy box.
The physical consoles bring alive the alphabet, math, engineering, music, steering, and more. With two consoles available today, PlayShifu plans to introduce four more by the end of 2019. PlayShifu’s global appeal is evident from the fact that they have managed a deep-rooted retail presence in key markets and countries around the world, including the US, Canada, UK, Russia, Germany, Ukraine, Poland, Hong Kong, South Africa, Middle East, and Japan.
We are experiencing incredible demand from international markets across the world, purely due to the reason that our innovative products make early learning agnostic to markets and languages. Our products make an instant connection with kids and parents alike. We now have the tools at our disposal to execute against an even more impactful retail strategy and presence, while we continue to strengthen our position as the segment leader and disruptor in the early learning space.
About PlayShifu
Founded in 2016, PlayShifu has offices in Bay Area and Bengaluru. The co-founders Vivek Goyal and Dinesh Advani, graduates of Stanford GSB and IIT Kharagpur, are two dads who juggle toddlers, tech, and toys in their daily lives. They are revolutionizing the toy industry by creating groundbreaking AR experiences with a passionate pack at PlayShifu.
Are you in search of a new bank to avail the best of benefits? If yes, then stop for a while and give the idea of shifting your banking to online a chance. Openingsavings accounts online mostly opens the avenue to best rates right in front of you, and these also furnish you with top notch services with fees lower than the most.
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The reason online banks have rode up the scale of popularity over the last few years is as easy as ABC: they have in store a better deal in terms of higher interest rates against your savings account.
Let’s have a look at the three key benefits compelling you to get into the current online banking scenario!
Lucrative Interest Rates
Listing down the benefits won’t be quite right if it doesn’t start with better interest rates that an online savings account offers. Due to its cheap operating cost compared to that of the brick-and-mortar banks, online savings account produces better return. The business model costs a lot lesser due to its convenient and easy requirements- smaller space needs, fewer staff, and almost no waste to name a few .
As the expenses are cut down in almost every aspect, online banks can share portion of their savings to you causing a visible hike in savings rates.
Nominal Fees
Another prospect that keeps online savings account way ahead of traditional banks is that they charge strikingly lower fees for every segment- right from checking overdrafts ranging up to account maintenance per month. Bank fees might seem small, but over a period they can add up to a visibly huge amount.
Even, an online bank may waive off total overdraft fees, charging just the interest on an overdraft line of credit. Lower fees on the investment accounts is also worth mentioning. Generally, debit cards are free.
Streamlines Mindset
Online banking goes good with savings accounts. Opening an online savings account, you only make it a bit more difficult to get to. Though withdrawing cash or making purchases is no biggie with a debit card issued by traditional banks, money transfer from an online savings account to another brick-and-mortar bank can take up to two business days.
That sounds like a limitation, but then your aim with a savings account is to save and not spend money. The two-day delay discourages instant spending.
That mindset, and the safety of having your money a bit tougher to access, is the mental trump card to turn spendthrifts right into savers.
Online Savings Accounts – Thumbs Up or Thumbs Down?
If you are one who gets paid in cash, inclined to make frequent deposits and withdrawals, or do not have ample access to digital medium, opening an online savings account might cause more inconvenience to you instead of providing you with the desired benefits.
However, if you can keep an amount of your savings untouched for a certain period of time, advantages from great online savings account rates would still bear its fruits for you, though. All that you have to do is to link your online savings account to your local checking account and voila! The benefits would be right at your fingertips.
We are living in an era where digitalization of almost every aspect of our lives might be possible, sooner or later. One technology that has played a major role in ensuring that people, devices, and services are connected is Internet Of Things [IoT]. With the power of IoT, you can now access the smart fan, smart electricity meter, lights, doorbell, etc. in your home from any location, as long as both the entities are accessible over the internet.
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One entity is the smart device that needs to be controlled and the other entity is the smartphone app through which the device can be controlled. IoT has already made inroads in the manufacturing, automotive, healthcare, and other industry verticals where efficiency, accuracy, and throughput are of prime importance.
Smart Homes – Driving the Internet of Things [IoT] market
As per a report by NASSCOM, the overall IoT market is expected to grow upto USD 15 billion by the year 2020 [Source]. Smart Homes is one vertical in the IoT space which is slowly getting adoption. Some of the major driving factors as far as smart homes is concerned are
Improved internet connectivity
Wider adoption of smart devices
Energy & cost savings through usage of devices like smart meters, etc.
Safety concerns leading to monitoring of home from remote locations.
Consumer awareness as far as smart home monitoring is concerned.
According to Research and Markets report, the Indian home automation industry is expected to be over Rs. 30,000 crore by 2020. Exponential growth of wireless & mobile technology, affordable products, need for energy efficiency in smart homes & apartments have had a significant role to play in the growth of the segment.
Home Automation – ‘Confusion’ with ‘wider’ adoption
There is always confusion about Smart Homes in the minds of customers and that confusion multiplies if an existing home has to be converted to a smart home. Some of the lingering questions could be
Do I need to change the wiring of my devices ?
Should I change the switch panel ?
Do I need to add internet repeaters in other rooms ?
What cost savings would I get if I take the smart home route ?
You do not want to over-spend just to convert your existing home into a smart home. Imagine you have to change the internal wiring in order to accommodate the smart switch or any other smart home product. This would be an additional overhead! A better option would be a solution that would seamlessly integrate with the existing wiring or that requires very minimal changes.
Hogar Controls, a US & India based Home automation startup is disrupting the market for smart homes, with its cutting edge technology and ‘design first‘ products.
Hogar Controls – Enabling #SmartLife Experience
Hogar Controls is a design-first smart home and building automation company delivering powerful solutions for residential, hospitality, and commercial markets. The company was launched in the year 2015 with the aim to develop simple & aesthetically designed products that combine futuristic technology with easy functionality and affordability. All the products are designed as plug-and-play solutions so that you do not need minimal/no changes in the existing infrastructure. Their products can be customized to fit the needs of your home, office or hotel, like a glove.
The products are made to be simple and timeless so that they blend with multiple decors. They can be controlled using a single touch or multi-function buttons or tactile screens to remove the clutter. Rather than focusing solely on pushing the technology envelope, their team checked the consumer needs and developed products to address them rather than assuming the market demands.
We had an opportunity to interact with the core team of Hogar Controls where they spoke about the product philosophy, future plans, and walked us through some of the recent products launched by the company. The The Hogar SmartTouch Panels from the company are beyond being just stylish alternatives to regular switch-boards. These elegant touch-enabled panels are dimmers, switches and scene controllers that are engineered to smart home wireless standards such as Zigbee, Z-Wave, and Wi-Fi.
Bloggers at the Hogar Controls Demo meet
Below are some of the products that we could get a hands-on/witness during the demo session
6-in-1 Touch Panel [PRIMA +]
The smart panel, with 6 touch buttons arranged in a rectangular order, features 6 touch switches for multi-functional requirements. The panel is additionally equipped with a light dimmer, a fan speed controller and a motion sensor. The glossy touch panel comes with a contemporary look allowing the users to wirelessly control all electrical appliances at home. Additionally, the paired devices can be controlled via smartphone and voice controlled via Amazon Alexa or Google Assistant on supported devices via sensors.
There is no additional wiring required and the Retrofit design makes the Prima+ fit into existing switch board with ease. It is equipped with intelligent light sensor which enables the panel’s back light intensity to auto adjust depending on the level of the room light, adding an additional level of sophistication, elegance, and ambience to the room.
One Touch Panel
The one touch panel, relay or scene controller comes with a max load current 5A. It consists of 1~10 programmable touch buttons. There is uniform dual back light with two-way feed back. The product is durable as it has Heat, humidity and shock proof design.
4+1 Touch Panel
The 4+1 Touch Panel can be used to set customized actions, with four programmable buttons, a two-pin socket, and a USB. It is ideally meant for the bedside of a room as four two-way switches can be used either as relays or scene mode, USB to charge mobiles and tablets and an outlet for laptops & other electronic appliances.
This allows users to set scenes, control individual devices like fans, lights, relays, blinds, and any power appliances. It is aesthetically designed and available in a variety of colors to blend effortlessly with any room’s decor.
The Pebble
Pebble is a new wireless remote-control button that combines elegant design and functionality into a simple, personalized device to control everything in the home. It allows you to customize up to nine scenes such as smart lighting, shading, thermostats, locks, and more with a single touch. The pocket-sized device with a small aluminum frame and a glass touch top cab be stick easily on any metallic, glass or wooden surface or carry around in your pocket. Pebble features customization that is unique for each user’s activity and easy-to-use with a single tap, Double tap or, Press & Hold.
Paired with any Hub, Pebble can be used as an add-on device to create additional control for Touch Panels as Prima+, Prima in various zones of a home. It is compatible with other Z-Wave devices. The Pebble is energy efficient and comes with a battery life of one-year under regular use.
Video Door Bell
The Video Door Bell from Hogar Controls is equipped with night-vision support and motion detection features. The doorbell not only lets you keep an eye at your door from anywhere in the world, but also lets you integrate with your home’s security systems to trigger lock/unlock sequences remotely.
The Video Door Bell has wireless connectivity and features two-way audio & one-way video. It has two-way audio capability which means that you can not only view who’s at the entrance, but also hear & interact with them using the user-friendly HogarCam HD mobile app.
The Hogar Hub
The Hub is the core of Hogar’s smart home automation system. The devices mentioned above are connected to the Hogar Hub which in turn is connected to the internet. There is lot of attention given to the aesthetics of the Hogar Hub. There are bare minimum LEDs on the Hub which indicate the status of power, internet connectivity, etc.
Conclusion
All the products from Hogar Controls are ZigBee/Z-Wave certified. They have been tested under rigorous conditions e.g. power fluctuations, throttling internet connectivity, etc. in order to suit the needs of different geographies. Seamless integration from a normal home to a smart home and detailed attention to design & aesthetics are two major plus points as far as Hogar Controls is concerned. You can visit Hogar Controls to request a quote or order a demo kit.
