|In: IOT|Last Updated: | 0 Comments

DeloitteTouche Tohmatsu India LLP’s [DTTILLP or Deloitte India] eighth edition of signature publication on Technology, Media and Telecommunications [TMT] predicts major advances in machine learning, VoLTE technology services and Over the Top [OTT] platforms, apart from othertrends.

VoLTE is expected to be the most prevalent voice technology in the future. It is also estimated that more than 90% of all mobile subscribers will comprise of broadband subscribers by 2023. OTT platforms are witnessing an explosion in original content due to increase in consumption and viewership, the report says, adding that they will gradually become a preferred medium over television,with the consumers of vernacular content likely to become over 2.5 times that of English language content by 2021.

The publication highlights the fact that ‘Machine Learning’ will intensify among medium and large-sized enterprises. Compared to 2017, the number of implementations and pilot projects using machine learning technology is likely to double in 2018 and then doubling again in 2020.

As enterprises in India embrace technology to bring transparency and efficiency in business operations, data assumes center stage in decision-making, setting the stage for tools such as advanced analytics and machine learning to ushervalue-chain efficiencies, a Deloitte India spokesperson said. In 2018, technologies like OTT, VoLTE and Machine Learning will make significant progress and as organizations take steps to realize the potential of the Internet of Things [IoT] for their businesses, predictive analytics and intelligent data mining technologies are set to become mainstream in India.

PN Sudarshan, Partner, Deloitte India, said

India is one of the fastest growing technology market in APAC, with the on-going digital transformation of public sector and private sector enterprises enabled by changing market dynamics and policy interventions. Enterprises across industries are increasingly adopting technology driven solutions to improve customer experience, optimize business operations, and compete effectively in the market.

Catalyzed by the availability of cost effective computing infrastructure and flexible business models through Cloud computing, and the adoption of exponential technologies such as AI, ML, AR, IoT etc., technology sector in India is truly at an inflection point. Trends such as IoT will catalyze the emergence of analytics at the edge. Digital revolution, also known as ‘The Internet Economy’ is creating a new market for digital first services, which has the potential to optimize value chains, bring transparency, and improve overall productivity in the economy.

Newer technologies like LTE, LTE-A, LTE-A Pro & 5G will make wireless internet commercially more viablefor home internet users. The smartphone riding on new innovation will consolidate its position as the primary access to digital services and content, and live streaming and OTT video content arelikely to gain popularity.

Here are some more highlights from the TMT Predictions 2018 India edition:

Internet of Things, Realizing the Potential

IoT-driven point solutions will be adopted to solve a specific business issue. IoT-driven enterprise solutions would help organizations redefine their business models and provide innovative services for their customers; investments will not only be assessed on KPIs, but also will involve new product launches, new supply chains and a new operating model that enables organizations to monetize their services across value chains, leveraging IoT.

Analytics [finally] travels Beyond the Back Office

Enterprises will combine external perspectives, social inputs [surveys, social media comments, response to a feedback questionnaire] to the internal data sources to improve customer service. Device data will be integrated faster and on-demand to answer immediate field needs; information dissemination for decision-making will be faster and simpler using digital delivery; paying for results and provisioning on demand is the new normal [on cloud].

VoLTE: Enabling Next-gen Voice Services

Deloitte predicts that more than 60% of all broadband subscribers would be utilizing Voice over LTE [VoLTE] technology for voice services by 2023 surpassing 5 billion subscribers globally. IoT appliances can be enhanced with VoLTE improving the productivity and efficiency of applications and especially effectiveness in emergency situations, one example is a smartwatch with feature to automatically dial an emergency contact in case of abnormal heart rate.

Wi-Fi would be essential part of service provider network strategy to enhance access and extend coverage. With VoLTE supporting VoWi-Fi [Wi-Fi calling], it would be an opportunity to monetize hot-spots especially relevant in the Asia-Pacific region which would constitute 45% of global hotspots.

Sports Media in India Set to Unlock New Horizons

Indian sports business will continue to attract global investments. With broadcasters paying as much attention to rural segment, these geographies will continue to lead the way for Sports sector in India, especially with Tier 2 leagues beginning to receive widespread attention. Data analytics will increasingly play a significant role in managing all aspects of sports, especially on initiatives such as fan engagement and viewership on digital platforms. Governance related matters will continue to be in focus in Indian Sports ecosystem, and topics such as legalizing betting will be discussed more than before.

Mobile only: Wireless Home Internet Bigger Than You Think

Due to challenges in deployment of fixed broadband networks, current rural internet penetration stands at ~ 17%. In future, demand for fixed broadband would be limited to consumers with higher bandwidth/QoS requirements, with majority of home internet requirements catered through wireless network.

Augmented Reality [AR]: On the Cusp of Reality

The Indian market is witnessing the emergence of AR service providers helping enterprises embrace AR as part of their digital experience strategy. India’s $150 billion technology services industry has the potential to play a key role in increasing the adoption of AR for global businesses by building a robust supply of talent, business models, and frameworks to accelerate deployments. The public sector also has the opportunity to leverage the product and talent ecosystem in the country and adopt AR for improving the quality of experience in areas such as Education and Healthcare.

To access the complete report, refer to the link Deloitte India

|In: Technology|Last Updated: | 0 Comments

Truecaller launched Truecaller Backup for Android, a new feature which allows users to backup and restore their contacts, call history, block list and settings to Google Drive. Every day thousands of Truecaller users are switching to a new phone, getting new SIM card, resetting their device or in general having to start their Truecaller journey anew. This inevitably leads to lost contacts, blank call logs and data gone missing.

Truecaller Backup has been one of the most highly requested features by its users, and will simplify a user’s transition to a new phone or SIM card by securely backing-up their contacts and settings, and stored on your Google Drive.

Users also have the power to customize the frequency of backup between daily, weekly, monthly and on demand. The upgrade enables the recovery of any lost data from Google Drive which Truecaller can restore to its last saved state.

Truecaller Contacts now lets a user even search for contacts whose details they haven’t saved but have previously communicated with. The Truecaller Contacts view contains all the contacts a user has sent or liaised with on call or text. This makes it easier for Truecaller users to recall and communicate with temporary contacts without saving them in their phonebook, keeping it clean and efficient.

Initially, the backup file will only be available for Google Drive users, but the plan is to expand the options to other backup storage in a near future. If you don’t already have a Google Drive account you will be prompted to create one.

|In: Fintech|Last Updated: | 0 Comments

Synechron, a global financial services consulting and technology services provider, has today revealed the top trends it expects to see in financial services technology in 2018. These priorities touch on six key themes – Innovation, User Experience [UX] Design, Risk, Regulatory Technology [RegTech], Data, and the Cloud – that cut horizontally across the business and therefore are driving enterprise financial services decision-making.

Image Source – Fintech

Based on Synechron’s work with the world’s largest global tier one investment banks and insurance companies, the company has identified the following top priorities for 2018.

Innovation – will focus on taking proven new technologies from pilot to production 

Blockchain and Artificial Intelligence [AI] will continue to dominate in 2018. Where last year was focused on blockchain-pilots, 2018 will be focused on production. As a result, there will be a stronger emphasis on the architecture and interoperability needed to support this approach.

For AI, development will move away from simple automation and focus on cognitive use cases across sales, trading, wealth management and compliance. Cognitive RPA will be a critical bridge in moving from advanced robotics to real cognitive learning.

User Experience Design [UX] – will increase in importance for new B2C and B2B proto-types

In 2018, firms can expect to see experience design applied to immersive technologies such as Augmented Reality [AR] and Virtual Reality [VR], with the aim to improve customer experience. Combined with Natural Language Processing and Machine learning, best practices for UX development will be re-defined for both external customers and internal employees, leveraging the immersive nature of the technologies to create new, meaningful experiences and gamified processes especially in areas like account onboarding.

Risk – will focus more on real-time analytics and automation

Whereas 2017 focused on implementing new regulations focused on risk like Basel III, 2018 will shift to more enterprise-wide risk management techniques. To match the increasingly fast-paced environment of financial services, firms will need to improve real-time risk analysis, supported by AI, to fulfil the changing needs of the organization.

RegTech – will expand beyond KYC-centric use cases which largely dominate the space to take a tech-first approach to all new regulations

With major regulatory changes on the horizon in 2018, RegTech will have a vital role to play as firms move beyond initial MiFID II compliance to gain more long-term benefits from the regulation and take a tech-first approach to their compliance with newer regulations like Fundamental Review of Trading Book [FRTB] and Consolidated Audit Trail [CAT] compliance. Tech-first regulatory compliance will lay the foundation for greater economies of scale across data, analytics, and related risk.

Data – will get bigger as big data initiatives push more intelligent and more open business models and better data tools and visualizations 

While preparations for data standardization began in 2017, firms are still relying on legacy data architecture and infrastructure, and moving past these systems will be a main focus on data in 2018.

To comply with new data requirements like General Data Protection Regulation [GDPR] and Payment Services Directive [PSD] II, new data infrastructure will be required. Data virtualization, data lineage, & data visualization will also become increasingly important to gain additional value and intelligence from data.

Cloud – will begin to be considered for mission critical infrastructure

In 2017, banks began to move non-mission critical applications into the cloud, and in 2018 cloud adoption will be more widespread with a focus on security and regulatory compliance. Trends like the use of Open APIs will further drive adoption of the cloud for consumer applications in 2018, and place pressure on banks to create more open, cloud-enabled business models and applications.

As per Faisal Husain, Co-founder and CEO at Synechron,

2018 will continue to be an exciting and dynamic time for financial services. We expect that this year will see the culmination of some key technologies that aim to provide more effective methods of doing business, whether that is more intelligent AI, a more comprehensive use of blockchain or even business compliance ahead of Brexit. We cannot wait to see what 2018 will bring and look forward to leading the way on all these fronts.

About Synechron

Synechron is a global consulting and technology organization providing innovative solutions to the financial services industry through its three main business focus areas: digital, business consulting, and technology. Based in New York, the company has 18 offices around the globe, with over 8,000+ employees producing over $500+M in annual revenue. For more information, please visit Synechron

|In: Technology|Last Updated: | 0 Comments

Reliance Jio is hosting the India Digital Open Summit 2018, an Open Source Networking [OSN] Day being organised in partnership with the Linux Foundation and supported by Cisco Systems.

The January 19th, 2018 event marks the inaugural India Digital Open Summit, a meeting of the top technologists, academia, startups, and industry leaders focused on how open source networking systems and platforms would transform and foster innovation and leadership across the entire digital ecosystem.

Open source is being embraced by leading organisations globally, not only due to its cost advantage, but to leverage the development advantages open source communities offer. By its very essence, open source fuels enterprising organizations, because unlike proprietary systems, it enables greater innovation and differentiation, helping companies customize and manage platforms with more flexibility with the ability to rapidly develop and bring new services to the market with scalability and security.

The summit will feature discussions on various elements of the Open Source framework for policy, technology and security that accelerate the expansion of the Digital India initiative across domains. Over 400 attendees are expected at the India Digital Open Summit 2018. More than a dozen global C-Level Executives will discuss a range of topics, including application to blockchain, Artificial Intelligence [AI], Cloud-scale networking, Open Compute, AR/VR, Real-time analytics and other topics on the open source-spurred digital transformation.

The one-day event will be held at the Reliance Corporate Park campus in Navi Mumbai. For details of the event, please visit India Digital Summit.

Linux Foundation is the world’s premier organization for building sustainable Open Source Ecosystems and Reliance Jio has joined Linux Foundation’s Open Network Automation Platform [ONAP] as a Platinum member. Jio’s Platinum membership in ONAP provides a platform for accelerating its efforts to further its work in open source to support The Linux Foundation.

|In: Funding|Last Updated: | 0 Comments

Corporatedge, a leading provider of Serviced Office Infrastructure in India gets funded by SIDBI India Opportunities Fund to support the expansion of the company’s Serviced Offices business. With this funding, the company aims at expanding to over 6 locations across India.

Formed in 2012 as a privately held company, the company provides fully serviced offices, virtual offices, meeting rooms & co-working spaces for companies ranging from start-ups to multinational conglomerates. Since inception, CE Serviced Offices Private Limited [Corporatedge] has been passionately focusing on service delivery and premium yet value for money offering in the Serviced Offices vertical.

The company has two operational serviced office offerings in premium locations in Gurgaon. Corporatedge launched its first Centre with 40 office suites and 178 workstations spread over 16,000 sq. ft. – at DLF Cyber City in 2013. In 2016 another premium offering was set up at Corporatedge Horizon Centre, spread over 25,000 sq ft. with 60 suites and 280 workstations at DLF Two Horizon in April 2016.

Corporatedge has created a mark in the Business Center industry with MNCs and international firms largely working out of their state of the art modern facilities. They have a total of 500 desks operational and have grown their capacity by 60% in the last quarter of 2017.

Positioned as a Premium offering in the Serviced Offices space, ‘Corporatedge’ is known for its Premium offering as – Location, Address, Product-mix, Infrastructure, Interiors, Technology and Service support. With the India Growth story gaining momentum and the country’s brand equity in the business world being stronger than ever, the demand from foreign companies, domestic companies, and startups within the country for serviced offices will continue to grow over the next several years.

Mona Shukla, Founder, and CEO at Corporatedge Serviced Offices, said

We want companies to have a premium workplace environment experience, second to none in the world. The world wants to do business with India and in India. And they will demand the best service standards and settle for nothing less.

We are humbled by the support of SIDBI IOF Team. Our commitment of an excellent service, followed by manageable growth has made us reach this far. With this round of funding, we see ourselves grow into a national entity. We dream to be a global entity soon and this would be a major milestone in our journey.

SIDBI Venture Capital Limited [SVCL], incorporated in 1999, is an investment management company and a wholly owned subsidiary of SIDBI, the Apex Financial Institution in the country for the MSME sector. Over its life, SVCL has managed funds focussed on different themes including Startups/early stage technology businesses, manufacturing SMEs, service entities, agribusinesses, financial inclusion companies, etc. However, the common string in all investments has been the focus to identify strong & ethical leadership teams capable of executing innovation-based business models or robustly scalable businesses. Acupro Consulting, a boutique investment banking outfit based out of Gurgaon acted as exclusive advisor to the Company in this transaction.

|In: Technology|Last Updated: | 0 Comments

DingTalk, a professional office application for Small and Medium-sized Enterprises [SMEs], unveiled an English version of the app. A product by the Alibaba Group, the app aims to enhance communication and redefine organisational collaboration for small and medium-sized enterprises that prefer to correspond in English. Over 5 million enterprises and organizations in China are already using the Chinese version.

Equipped with cutting edge technology, DingTalk is a revolutionary platform providing SMEs with a simple, efficient and secure platform for collaboration. Currently available on iOS, Android, Mac and Windows operating systems, DingTalk offers organizational-centric functions and features aimed at improving business-to-business communication and collaboration:

Unified Communications – supports audio, video and/or conference calls for up to 3,000 parties in a single call; integrated emails, chats and message reminder features; voice and video services are currently only available via VoIP for users outside of China

Office Automation – Allows businesses to manage attendance, make approvals, maintain business reports, send files of up to 700MB in size.

Internal and External Collaboration – Businesses can book and host meetings, manage CRM information, create tasks and service tickets, set up private chat and more.

Open Platform – Allows third party SaaS applications and services to be integrated with DingTalk and provide an enterprise service ecosystem for SMEs.

ISO security certification – Dingtalk is one of the first Chinese apps to have obtained the ISO/IEC 27001:2013 standard, a globally recognized data security benchmark. That means data is encrypted at SSL/TLS security standards to provide high-level communications protection.

Speaking on the launch of the English version of DingTalk at the Consumer Electronic Show (CES) in Las Vegas, Chris Wang, Head of Global Business Development for DingTalk said

Our endeavour is to empower SMEs so they can scale and become part of the global marketplace. Technology is a powerful tool to help businesses enhance operations, and function smoothly. With DingTalk, we will enable organizations to seamlessly communicate and collaborate across locations, thereby increasing productivity. We believe that this is the future of the workplace, and we see immense potential in helping businesses redefine their organizational connectivity.

Currently, DingTalk serves businesses across sectors such as e-commerce, manufacturing, education and finance, providing them with a growing slate of business-centric functions. The goal is to create an effective platform which is mobile-optimized while offering cloud-based corporate solutions and freeing companies from the costs of building or buying software and maintaining their own servers for business communications, workflow management, and data storage.

About DingTalk

Created in January 2015, DingTalk is Alibaba’s proprietary enterprise communication and collaboration platform that enables text, photo, voice and video communication, workflow management and collaboration among team members and enterprises of various sizes. More than 5 million companies and organizations are currently using DingTalk. The mission of DingTalk is to empower small and medium enterprises with mobile and cloud technologies to enjoy simple, efficient and secure business communications and collaboration. For more information, please visit DingTalk

|In: Android|Last Updated: | 0 Comments

Technology is changing at a very rapid pace and one invention that has played the role of catalyst is ‘The Mobile Phone’. Back in the 90’s [the Nokia 1100 era], mobiles used to be a device that only the rich & affluent could afford since consumers had to even pay for the incoming calls on their mobile 🙁 Fast forward now, the bulky, then unintelligent mobile phone has now become much more affordable, intelligent, smarter, and an inseparable part of  our lives. Apart from the on-going innovations in the mobile market, one aspect that has made a tremendous impact on the consumers and businesses alike is the ‘Introduction of applications/apps’.

Image Source – Mobile Phone

Era of Hyper-personalization

Whatever be the task, consumers now have an app that can get the work done for them. There are apps catering to every segment – travel, shopping, medical, banking, personal finance, etc. due to which consumers have access to a variety of services at their fingertips. As mentioned earlier, mobile technology has not only had a tremendous impact on the lives of consumers but has also resulted in a rapid shift in the manner in which products/services are marketed online. Gone are the days where marketers could apply a ‘one size fits all’ strategy for customer acquisition and customer retention since this is an era of Hyper-personalization.

With customers having so many options at their disposal, it becomes imperative for companies to offer consumers hyper-personalized experience, an experience tailor-made for them. Apart from the plethora of consumer-generated data, namely social media information, browsing history, purchasing history, user preferences, etc. that companies can utilize to provide a near-about ‘unique and personalized’ experience, ‘Location Services’ is what would make that experience ‘truly unique’!

Location – Personalization at your service

Majority of the smartphones [high-end, mid-range] as well as tablets now come equipped with Assisted GPS [AGPS] that consume significantly lesser power as compared to GPS, due to which geo-location [process of finding exact location of a mobile/tablet/etc.] has become more important for brands as well as developers. Food-tech companies [like Swiggy, Foodpanda, etc.], on-demand transport apps [like Uber, Ola, etc.], hyper-local startups, etc. use location for customer relationship management, targeted marketing, pushing relevant offers to customers but there are apps in other sectors apart from the ones mentioned above can take advantage of location.

There is no doubt that location-based services have gained much more prominence since people are mostly hooked on to their mobile phones during the day, due to which brands can reach them with relevant and timely information. Location-based services market is expected to reach $3.8 billion by 2018 [Source] and mobile marketers are leaving no stone unturned to make use of these services in order to provide a much better customer engagement and experience. Beacons and Geo-fencing are the two major options available for them, with each having its unique advantages and disadvantages.

Beacons or Geo-Fencing for location-based services

Beacons are small devices that detect when your mobile phone is in close proximity to it. Beacon than sends a signal to the server which in-turn sends a ‘relevant’ push notification to your device. The primary advantage of beacons is that they are highly accurate and can be used indoors. The downside is that they are hard to deploy since beacon is a separate hardware and they need to be placed at strategic locations inside a store in order to get the best output. Geo-fencing is a virtual fence drawn on a map. The size of the fence can vary from small [e.g. a small retail outlet] to huge [e.g. city]. Hence, geo-fencing is ideally suited for outdoor use-cases like measuring the throughput of a billboard advertisement/sending push notifications to customers at an airport lounge/etc. Also, geo-fencing does not require any additional hardware since it uses user’s phone GPS location. In a nutshell, mobile marketers have to make a conscious decision to select the right approach based on the budget, brand requirements, target audience, etc.

Radar – Location platform for mobile apps

Location is definitely the future of mobile and as mentioned earlier, a majority of the apps on Android as well as iOS platforms are not location-aware. Though there are many companies in the location space like FourSquare, Factual, etc., app developers required location platform for mobile apps. The main advantage of such a platform is that developers can build great location-aware product experiences, and collect and store location data in a privacy-sensitive way without spending too much time on this development. Radar, a US-based startup is solving this problem for developers by providing tools that help app developers add location tracking and context to their apps. Radar helps companies build better products and make better decisions with location data. For example, a travel app may change the in-app experience when someone is traveling and at an airport or a delivery app can help track all the delivery drivers. App developers can use Radar’s iOS and Android SDK to add these capabilities to their apps in just a few lines of code. Building these capabilities from scratch can take weeks or months, but integrating Radar takes only a few hours.

Radar currently caters to use-cases in the following segments

  • Shopping
  • Travel
  • Food
  • Entertainment
  • Social
  • On-demand

Radar has three products as mentioned below:

  • Geo-fencing: With Geo-fencing, Radar will tell you when a user enters custom regions that you draw on a map. Geo-fences can be circles or polygons, and they might represent stores, neighborhoods, or other regions depending on your use case.
  • Insights: With Insights, Radar will learn where a user lives and works, and tell you when a user is at home, at work, or traveling.
  • Places: With Places, Radar will tell you when a user is at a place, a chain [e.g., Starbucks], or a category [e.g., airport], even if you have not set up a geo-fence for that place.

Location technology by Radar is used in many apps, including Warby Parker, Via, SeatGeek, Chick-fil-A, Raise, etc.

Further details can be found in the Radar Documentation If you are an app developer looking to integrate location intelligence into your app, do give Radar a spin! We would love to hear from you as to how location services will enable future apps and how these services can be used for the greater good of people and humanity, leave your response in the comments section…

|In: Finance|Last Updated: | 0 Comments

Risks are an unavoidable part of life. One can reduce risk, pass it on to someone else, or accept it. Nonetheless, one can never fully eliminate the risk attached to any event in life.

Image Source – Mutual Funds

This could not be less true for investments. Every investment has a risk-return trade off—higher the risk, greater is the potential for returns. Mutual funds are considered to be less risky than direct equity investing but with the potential to deliver better returns when compared to fixed-income securities.

Equity-Linked Savings Scheme [ELSS] is a popular type of mutual fund because it is amongst the most dynamic tax-saving investments available in the market today. It is one of the few investment products that offer tax benefits and has the potential to deliver high returns. These funds are equity-oriented schemes that invest primarily in equity and related securities. Equity markets, as we all know, are subject to price fluctuations. Since ELSS funds mainly invest in equity, their performance is also influenced by the volatility of equity markets.

Why should investors not panic ?

Some investors buy ELSS funds and expect the fund to start earning returns immediately. What they fail to grasp, however, is that when there is a market, there will be ups and downs. Panic is often the first reaction of investors when there are fluctuations in the Net Asset Value [NAV] of their chosen fund. The NAV of a fund changes daily due to market movements. Investors need to remember that short-term fluctuations are not necessarily indicators of a long-term trend.

Professional fund managers who have vast experience in investment management manage ELSS plans. Fund managers constantly adjust the portfolio composition by reviewing the performance of the equity stocks within the portfolio. While investors can keep a watchful eye on the performance of the fund, they should not jump at the first sign of trouble, and let professionals deal with it.

ELSS funds are long-term investments

Many investors buy ELSS funds simply because they are excellent to reduce their tax liability, which is undoubtedly one of their greatest features. However, such funds are also very powerful when treated as long-term investments. Remaining invested in ELSS plans for a 10- to 12-year period is likely to bring phenomenal returns. One simply needs to take a step back and look at the bigger picture. Long-term investors are able to cut through the noise of short-term volatility and keep a strong focus on the long-term benefits. Therefore, there is much more to ELSS than being the best tax-saving investment.

The power of compounding

When the returns earn further returns, the power of compounding is unleashed. In relation to ELSS funds, the compounding effect may yield astounding returns on one’s investment. The returns generated by ELSS investments are reinvested into the scheme. As a result, the investor has the opportunity of earning higher profits. The compounding effect, especially in the case of equity-related investments is a highly profitable technique to maximise returns.

Equity is the best performing asset in today’s market

Equity as an asset class outperformed all other types of investment products in 2017. Fixed Deposit [FD] rates and real estate prices were impacted by demonetization. Real estate further suffered because of the establishment of the Real Estate Regulation Authority [RERA], the Benami Property Act, and the introduction of Goods and Services Tax [GST]. Gold also gave a disappointing performance during the last year.

Equity investors, on the other hand, have been able to earn healthy returns on their investment. This goes to show the fundamental strength of ELSS as an investment. ELSS funds allow investors to invest in equity indirectly and at the same time, cushions the investment from the poor performance of a single stock or sector by investing in multiple securities. Professional management eliminates the hassle of tracking the performance of different stocks.

Every rise has a fall and the same goes for investments. ELSS investors may get on the path to earning stellar returns if they can patiently ride out the short-term headwinds of volatility. Making investment decisions on their own may be a nerve-wracking experience for most investors. However, it does not have to be that way.

Angel Wealth is with you at every step of your investment.  The ARQ tool in the Angel Wealth mobile application is an all-in-one investment engine that gives the best mutual fund recommendations as per your portfolio. Powered by machine learning and cognitive technology, the proprietary ARQ investment engine processes over a billion data points to provide recommendations personalized to your risk profiles.

Download the Angel Wealth mobile app today on Android and iOS platforms!