The rising real estate prices are the reason why many people become reluctant to buy the house of their dreams. Therefore, most people opt for a housing loan to fulfill their heart’s deepest desire. Besides, there are many other benefits that can also be availed with a home loan. This is why people don’t mind going through the lengthy process, because after all, everyone deserves a home.
Here are some of the home loanbenefits that one can enjoy
No Prepayment Charges – For floating rate home loans, there are no prepayment charges applied. This means that you can pay the home loan amount whenever you have surplus money.
Tax Benefits – The Government of India provides tax deductions on the interest paid on home loans and on the principal amount. These efforts are made to encourage more and more people to buy their own houses.
Balance Transfer – You can transfer your housing loan to another lender if you are getting the loan at a lower interest rate.
Capital Appreciation – One of the best home loanbenefits is that you can enjoy the capital appreciation, which becomes visible over time when the rate of the property rises.
Repayment Tenure – The repayment tenure for any home loan is the longest as compared to other loans. You can receive a repayment tenure of up to 30 years, which enables you to repay the loan slowly and without any stress.
More on Tax Benefits
As stated in the Income Tax Act under two different sections, home buyers can get many tax benefits on the housing loans that they opt for.
Under Section 24 – The prospective buyer can avail a tax benefit through deduction on the interest paid on home loan. Under this section, the buyer can claim a deduction of up to Rs. 200,000.
Under Section 80C – The prospective buyer can avail a tax benefit through deduction on the repayment of the principal of the home loan. Here, the buyer can claim a deduction of up to Rs. 150,000.
Therefore, the total tax benefit that the buyer can get is of Rs. 350,000.
Tax Benefits on Joint Home Loans
If you apply for a joint housing loan along with your family member or spouse, then you can avail the tax benefits under Section 24 and Section 80C separately. On joint home loans, if your ratio is of 50:50 then you can claim deduction on interest paid for up to Rs. 400,000 and a deduction on principal amount of up to Rs. 300,000 maximum!
This will reduce the overall loan for your family considerably. The total deduction will amount to Rs. 700,000. Moreover, if both the entities in the joint loan are in the highest tax slab, then they can avail a tax benefit of Rs. 210,000 which is about double compared to the tax benefit on an individual housing loan.
Gender Benefits on Home Loans
In a move to empower the women of our country, lenders offer many benefits to them over men on housing loans. Some such home loan benefits offered to women are:
Higher Loan Application Acceptance Rate –Home loan applications are scrutinized very minutely before they are passed and accepted by lenders. However, women have more chances of getting their application accepted in a short span of time.
Lower Interest Rates – Since home loans are usually of a high amount and therefore, even the slightest change in the interest rates can make a considerable dent in the loan amount. Most banks offer housing loans to women at lower interest rates.
Lower Stamp Duty – The stamp duty proves to be a burden for prospect house buyers. However, many states in the country offer lower stamp duty for women buyers, whether they have applied individually or as joint owners. A concession of about 1% or 2% is offered to women in many places.
K7 Computing Private Limited, a homegrown cybersecurity industry leader, hosted The Association of Anti-Virus Asia Researchers International Conference [AVAR] in association with Indian Computer Emergency Response Team [Cert-In]. The conference was held at Holiday Inn resort, Goa from the 29th to 30th of November, 2018. The gathering of more than 400 participants along with 67 speakers from 25 different international security companies addressed and discussed the significant and acute aspects of cybersecurity. The theme of the conference was ‘The Dynamic Security Ecosystem‘.
The International security conference in its 21st year saw one of the largest gathering of cybersecurity experts, researchers, product developers and eminent speakers from around the world, engaging in panel discussions and paper presentations.
K7 Computing has been associated with AVAR since its inception and has previously hosted the conference in Chennai, in 2013. Hosting the event for the second time and bringing back the event to India for the third time, J Kesavardhanan, MD & CEO, K7 Computing said
Since its inception, AVAR has witnessed increasing participation from leading cybersecurity players from around the world. It has also evolved as a platform to discuss on the latest trends, innovations and disruptions impacting the cybersecurity industry. This year we had participation from more than 25 leading cybersecurity players from across the globe.
It is our privilege to be associated with AVAR and to host it again in India. We are very happy with the success of AVAR 2018. With initiations like these, we aim to further our cybersecurity mandate of bringing the industry together to discuss and develop an advanced roadmap to curb cyber threats.
Commenting on AVAR 2018, Allan Dyer, Chairman, AVAR said
We are very glad to have held the 21st edition of AVAR in India in association with K7 Computing; for the second time. Considering the expanding digitalization, India is one of those nations where the need for cybersecurity solutions and awareness on cyber threats is immensely required. Therefore, forums like AVAR, play a pivotal role in bringing the cybersecurity industry together to brainstorm on the complexities of the threat landscape and discuss the way forward to deal with these.
It is very satisfying to see the increasing participation at AVAR every year. We congratulate K7 Computing on the successful completion of AVAR and on taking this initiative further, the second time.
One of the findings which K7 researchers presented was the ‘New Android Denial of Service Vulnerability‘. K7 researchers explained how the ADB [Android Debug Bridge], a tool used to set or modify android phone’s authentication PIN or pattern can be leveraged by attackers to lock the user out of his/her own phone without their knowledge. Exploitation of this vulnerability via ADB, which had already been disclosed to Google, was demonstrated live, rendering a smartphone inaccessible by modifying its device security settings.
At the prestigious event, K7 computing also announced its partnership with PolySwarm, the first decentralized threat intelligence marketplace to further advance its ecosystem of quality malintent detection where K7 Computing will integrate its malware detection engine into PolySwarm’s network.
About K7 Computing Private Limited
K7 Computing is a global provider of leading IT security solutions for enterprises and consumers. Incorporated in 1991, K7 Computing has its registered office in Chennai and a strong presence in all Indian states. With more than 20,000 channel partners, K7 Computing is protecting more than 25 million customers worldwide against the threats to their IT environment. The recent notification from the Ministry of Electronics and Information Technology [MeitY] on procurement of 100% indigenous cybersecurity products establishes K7 Computing as the sole Indian player to comply with the Public Procurement Order 2018 for Cyber Security Products.
Truecaller Pay, the UPI based payment platform of Truecaller stated that the app is expecting to bring on board 25 million users by March 2019, organically. The platform is currently witnessing up to 100,000 users linking their bank accounts on a daily basis, of which as much as 50% of the new users are experiencing UPI for the first time.
To give a boost to this mission, Truecaller Pay has also recently tied-up with NPCI’s Bharat Bill Payment System that will encourage more users to make bill payments across utility services like electricity, water, gas, telecom and television recharge among others instantly. The platform is currently live with 60+ billers and is expected to have 125+ billers in a few weeks. In addition to this, Truecaller users will be able to make one tap bill payments from within its SMS notification feature, giving them a seamless payments experience.
Expressing his thoughts on the projection, Sony Joy, Vice President, Truecaller Pay, said
Since we launched Truecaller Pay, we have been receiving an extremely encouraging response from our users. Due to this, we are even more committed to strengthen our payment platform and aggressively work towards bringing more features to the app. Our partnership with BBPS is one such initiative. We are confident that this will enable access to digital bill payments for the masses.
About Truecaller
People use Truecaller to stay ahead. It helps them know who’s getting in touch, filter out unwanted calls and SMS, and focus on what really matters. The company provides a suite of unique services such as a dialer that offers caller ID, spam detection, messaging and more. Truecaller’s mission is to build trust everywhere by making communication safe and efficient. Headquartered in Stockholm, Sweden, the company was founded in 2009 by Alan Mamedi and Nami Zarringhalam. Investors include Sequoia Capital, Atomico and Kleiner Perkins Caufield Byers.
CASHe, India’s most preferred digital lending company for young salaried millennials, promoted by serial entrepreneur and private equity investor Mr. V. Raman Kumar, announced its partnership with Mswipe, India’s leading mobile POS payment services provider, to launch the CASHe emi Mcards for its customers. The co-branded emi Mcard will give customers an instant pre-approved credit of up to Rs 10,000 with a 3 equated monthly repayment plan. The emi Mcard will be an additional option for the customers to choose from the existing portfolio of loan products available on the app.
Unlike other card schemes, purchases made from the CASHe emi [Electronic Mswipe Identification] Mcards will automatically be converted into equated monthly installments payable over a period of three months at lower interest rates. The customer can make a minimum purchase of Rs 2,500 per transaction up to the limit of Rs 10,000 set on the card. The CASHe emi Mcard can be used at any merchant or online store which has a Mswipe terminal or is a registered Mswipe merchant.
The CASHe app also enables users to find merchants who accept emi Mcards. Currently, Mswipe has a payment network of over 350,000 terminals spread across 650 cities in India.
The customer can make multiple transactions in a day not exceeding Rs 10,000. All transactions for the day will be converted into a single loan on which his equated monthly installment-based repayment plan will be set by CASHe. There will be no transactional or processing fee on making the purchase for the cardholder. Once the purchase is made within the assigned credit limit, the user can make the installment payments directly to CASHe.
The user can further track the equated monthly installment payment plan on the CASHe app itself. Customers who chooses to opt for the CASHe emi Mcard loan option on the CASHe app will be issued a physical card in their name along with a welcome kit which will have a user manual to operate the card. The company further stated that it will increase the pre-approved credit limit of the card to a higher value soon.
We are happy to join hands with Mswipe, a formidable player in the merchant POS services business, and offer a compelling solution to enable CASHe customers to avail electronic credit at a wide range of merchants across the country. With the launch of the CASHe emi Mcard, we are driving an altogether new level of attractive and hassle- free loan experience at the point-of-sale. With this value add, we are adding an affordable equated monthly installment payback options without the need for credit cards, which we hope will provide a better purchasing experience for the CASHe customers.
We are excited to launch a first of its kind consumer loan solution through our emi Mcards. As the country’s leading independent POS merchant acquirer, we have seen the importance of easy access to credit at the point of sale. These emi Mcards are a win-win for every stakeholder. For the customers, emi Mcards represent the simplest way to use their pre-approved loan. For NBFCs like CASHe, emi Mcards provide them complete control and a picture of how their loan is being used. For our merchants, these cards mean additional business and customers.
About CASHe
CASHe is India’s most preferred digital lending company for young salaried millennials. CASHe provides immediate short-term personal loans to young professionals based on their social profile, merit and earning potential using its proprietary algorithm-based machine learning platform.
In April 2016, Aeries Financial Technologies Pvt. Ltd, launched its innovative technology-driven lending platform for the young, urban millennials. CASHe provides almost instantaneous loans on-demand. CASHe’s target audience is young working professionals in the age group of 23-35 years. CASHe offers loans from Rs 10,000 to Rs 2,00,000 payable over 15~180 days. For more information, please visit CASHe
The road towards smart mobility is undergoing a profound transformation, driven by advancements in big-data analysis, Artificial Intelligence [AI] and the Internet of Things [IoT]. Today, digital natives are looking for a superior travel experience through omni-channel interaction, single payment interface, contactless travel, and integration to social media. This is fueling the need for PTOs [Public Transport Operators] to look at new ways of driving efficiencies by making operations more intelligent. For instance, integrated payment systems such as London’s Oyster smartcard and Singapore’s EZ-Link allows users to opt for different modes of public transportation through a single smartcard.
With an aim to cater towards addressing the needs of digital natives who are looking for superior travel experiences, Sasken is enabling Transportation ISVs and Public Transportation Operators to provide efficient & connected back office solutions and superior customer experience through digital enablement. Some of Sasken‘s key services include fare collection and revenue management, mobility as a service, real-time passenger information, asset management, and passenger safety. Today, we have a chat with Raman Sapra, Executive Vice President and General Manager – Digital, Sasken Technologies Limited about Mobility-As-A-Service, Intelligent Transportation, etc.
With the increasing demand for multi-modal transport from consumers, can you please share some details about omni-model ticketing and digitization of fare management systems?
Public transit is moving towards a fully-connected ecosystem of public transit agencies operating on different transport modes, rider sharing services and urban mobility services. Towards this, for enabling omni-modal ticketing, fare management system providers are providing APIs. This will help urban mobility services and rider sharing platforms to integrate ticketing from other providers onto their applications. Many market players are starting to adopt mobile transit ticketing.
Currently, smartphones are ubiquitous and mobile tickets on smartphones help to improve commuter convenience. They can easily purchase ticket from a mobile transit application for different legs of the journey, through different modes of transport rather than waiting in long queues.
How is Sasken using the concept of ‘Mobility-as-a-service’ to service its customers in the transportation industry?
Millennials want to build their journey by leveraging different available mobility services and do not want to use private vehicles. Sasken’s customers in the transportation segment are fast embracing this trend. We are enabling our customers with development, productization and field deployment of end-to-end solutions for enabling ‘Mobility-as-a-Service’. Our contributions touch all aspects of a platform for enabling MaaS.
These include API enablement of automated fare collection, real-time passenger information systems for easy integration with ride sharing platforms, developing mobile ticketing systems, mobile-based validation solutions for contactless tickets, developing advanced trip planning solutions, and developing advanced analytical solutions for improving planning, scheduling and operations.
Blockchain as a technology is seeing more adoption in the enterprise mobility sector. What are your thoughts on how Blockchain can be leveraged for this sector and how does Sasken’s association with Enterprise Ethereum Alliance help to solve critical problems in the Public Transport Domain?
Blockchain as a technology is seeing more adoption in transportation sector/urban mobility segment. Blockchain is suited for solving business problems when multiple parties are involved in the ecosystem and the trust barrier among them is very high. An inter-modal transportation network has many transit agencies, urban mobility providers operating and some of them are competitors to each other. Commuters prefer to buy ticket from one party for the end to end travel and revenue sharing and reconciliation becomes a necessity. At present, it takes multiple weeks for revenue reconciliation.
We developed a revenue sharing solution for multi-modal transportation network by leveraging Ethereum to expedite transactions and make revenue sharing near real time. Public transit agencies and ride sharing platforms are participants to a consortium blockchain network in this case. The participants have full visibility to all transactions in the blockchain network and revenue sharing logic is developed as smart contracts in the blockchain.
Recently, Sasken became a member of the Enterprise Ethereum Alliance. Going forward, we plan to contribute to working groups in the Enterprise Ethereum Alliance focused on solving problems in public transit.
Mr. Raman Sapra – Executive Vice President and General Manager – Digital, Sasken Technologies Limited
What are your thoughts on Parallel Transportation Management Systems [PtMS] and how can blockchain become a central component of every block in Intelligent Transportation System [ITS] i.e. Ride-Sharing, Logistics, Insurance, Smart Contracts, etc.
Classic Parallel Transport Management Systems [PTMS] was perceived as a framework for managing complex urban traffic by leveraging ACP approach which is based on Arti?cial systems (A), Computational experiments (C) and Parallel execution (P). PTMS will slowly pave way for new generation Intelligent Transportation Systems (ITS) systems that incorporate components perceived in PTMS such as real time scheduling, incident alerts etc.
Blockchain can be leveraged in transportation and logistics for expediting payment settlements, helping in dispute resolution, improving administrative efficiency, improving traceability in supply chain, and easily identifying proof of provenance. I mentioned expediting of revenue reconciliation in multi-modal transport systems as a use case in an earlier response. Similarly, in logistics, blockchain can be used to reduce paper processing and approvals and customs clearance can be quicker and more efficient, reducing processing times for goods at customs checkpoints. This will help in improving administrative efficiency and help faster flow of goods in the supply-chain.
In the grocery supply chain, disputes arise due to spoilage of food items that require temperature monitoring. Temperature of perishables can be monitored and critical temperature excursion events and hand off events can be registered to blockchain. This helps to improve traceability to point of origin in case of spoilage and helps for legal dispute settlement.
Can you comment on some of the latest offerings in the Digital Transformation services by Sasken and how it is utilizing the power of Cloud, IoT, Sensors, Transportation, Data, etc. to come up with PoC/MVP for its customers?
We leverage the power of Cloud, IoT, Sensors, Digital Platforms and blockchain to develop multiple solutions for our customers. As a case in point, by leveraging IoT and sensor data from vehicles, we have developed an Asset Performance Management [APM] solution for predictive maintenance of connected vehicles. In this case, we collect vibration data from wheels of a vehicle. The data is aggregated at an IoT gateway and eventually transferred to the cloud. By leveraging Machine Learning and AI, we generate multiple insights for proactive servicing of the vehicle and thus reduce the downtime of the vehicle.
There are a lot of interoperability issues when we talk about IoT, Connected Solutions; how do solutions from Sasken address these concerns?
For developing IoT solutions, we typically consider standard, widely adopted IoT platforms such as PTC Thingworx or Microsoft Azure. Platforms such as PTC’s ThingWorx support multiple short range and long range connectivity options and help us to manage industrial device interoperability using solutions such as Kepware. Leveraging out of the box device interoperability, help us to solve customer’s business problems faster. In addition, to ensure software flexibility, we use standard protocols for communications between edge and cloud and leverage APIs and micro-services for developing the back-ends. This helps us to easily integrate with other systems.
While developing front ends [either mobile or web] of the IoT solutions, we consider support for device diversity, diverse form factors, browser interoperability, multiple OS versions as critical requirements from the design phase itself. Applications are developed and verified by considering the interoperability issues with different devices, OS versions, form factors and browsers.
What are some of the opportunities and emerging technologies that India can expect soon, with a focus towards omni-channel interaction & contactless travel?
With omni-channel interactions increasing, there will be opportunities for Mobile and Web Transit Ticket booking systems, in addition to Ticket Vending Machines. Moreover, there will be opportunities for customizations and field deployment of transportation systems and integration with secure payment solutions and digital wallets.
We thank Raman Sapra for sharing his insights with our readers. If you have any questions for Mr. Raman about smart transportation, how your startup/enterprise can leverage capabilities of blockchain etc. please email them here or share them via a comment to this article.
The concept of co-working is becoming very popular among small, medium and large enterprises all over the world. Co-working office spaces offer an economical option to businesses and individuals because of low investment cost and various other factors. Gurugram has witnessed an impressive growth in the co-working segment over the last 3 years. With the increase in the number of startups, software companies and other companies, there is also an increased demand for fully managed offices in Gurugram.
Plus Offices, a fully funded venture by few angel investors announced that it will be soon opening up one of Gurugram’s largest customized and co-working office space. Spread over an area of 55,000 Square feet, this fully-managed co-working space is located in Sector 67, Gurugram.
Plus Offices started their operations from Gurugram, India in January 2018 and have been expanding their business operations. The company started its first co-working location in Sector 44 and their Managed Workplace and Business centre. The sector-44 centre hosts clients including Cars24, Mettl, Unicommerce, etc.
Plus Offices is a rapidly growing venture which is helping growth bound ventures, SMBs and corporates to move into customized, managed and co-working workspaces.
Ravi Kikan, Chief Operating Officer of Plus Offices, said
After a fantastic response to our Sector 44 facility we are now expanding to Sector 67, Gurugram to a new massive 55,000 Sq feet facility. This place would be ideal for startups, entrepreneurs, SMBs and enterprises who are looking at a productive workplace with a customized format. The current format can be easily customized from a 10-member team to a 1000+ growing enterprise. In fact, we have a mandate of growth for around 1.5 Lac Sq Ft area in Gurugram itself in the coming times.
Our focus is completely customer and productivity oriented. Growing enterprises, SMBs or a Corporate who are looking at customized and productive workspace should definitely talk to us. We can plan productive workplace seating right from a 10 member team to even a 2000+ strong growing enterprise. Our vision is to provide customized workplace solutions for across sectors and business formats around India. We have had a great start from Gurugram and now we would want to replicate the same to tier A and tier B cities in the coming times.
Most of the managed and co-working facilities focus only on infrastructure however very few are focussed on building a productive environment and building service levels for customers keeping in mind the efficiency and productivity of the teams working in those facilities.
Plus Offices has also started their Mentor Plus Program where they are trying to help growth bound enterprises to get on business acceleration by connecting them with regional and global mentors.
Trust may be one of the most valuable commodities in your business. A team that trusts each other and their boss is a team that will work harder and happier to achieve great things. Cut corners where you will, but when it comes to people you need to invest. Not just money, but time and care. A whopping 93% of employees believe that trusting their leaders is essential to work satisfaction. And a satisfied team makes your business more money. So how to go about developing that trust?
Trust is most effective when it’s mutual. When you show trust in your employees, they will feel that you’ve taken their feelings and identities into consideration. To work together requires a sense of collaboration. When you just pass tasks along with little consideration, you risk alienating your crew.
To build trust, try to be as open as possible with your team about every aspect of your business. Involve them in decisions, and show them how you work and why you do things the way you do. This has the important advantage that it removes uncertainty from your employees’ daily tasks.
“[U]ncertainty about the company’s direction leads to chronic stress, writes Paul J. Zak, founding director of the Center for Neuroeconomics Studies, “which inhibits the release of oxytocin and undermines teamwork“.
“Openness is the antidote”.
Listen carefully
Part of showing your trust is to listen carefully. And again, your team will learn to trust and respect you if they know you have their interests at heart. Asking open-ended questions can begin an open and creative dialogue.
This listening occurs in daily interactions, but it also refers to how you treat your colleagues in the bigger picture. For example, letting them know that you’ve noticed when they’ve done something particularly smart or effective.
And listen not just to what they say and do, but what they feel. If you see somebody is raring to have a bit more responsibility, and you know they’re capable, reach out to them and delegate some of your own important tasks. Or hold regular sessions to observe and redistribute the workload. Discuss or use feedback forms to give folk a chance to express what work they believe they’re good at, and what they would like to do.
Behave honestly
It may sound obvious, but one of the simplest ways to build trust is by being honest. That starts with being open about your business practices as discussed above. But it should refer through to all areas of your workplace.
Being honest isn’t always easy, and it isn’t always pleasant. But a healthy and considerate conflict is more productive than simmering resentment and distrust.
To be a trustworthy boss doesn’t require you to be a tyrant. However, bottling things up or sweeping them under the carpet will damage your relationships and your business. Equally, make promises you can’t keep will lose you trust.
A boss “whose behavior can be reliably predicted will be seen as more trustworthy,” says Robert F. Hurley, professor of management at Fordham University in New York. “One whose behavior is erratic will be met with suspicion“.
“Here the issue of integrity comes into play – that is, doing what you say you will do. Trustees who say one thing but do another lack integrity.”
To begin building that trust, take a long hard look at this infographic from The Business Backer
Technology has brought a lot of relief in our lives and it is only due to technology that we are able to perform important tasks like shopping, banking, ticket booking, and flight/train/cab tracking at the click of a button. As it is rightly said in the Hollywood movie Spiderman – ‘With great power comes great responsibility’, the same dialogue also applies while using advancements like technology. Millennials, as well as adults in their early 30~40’s get so engrossed with their gadgets; they tend to forget other important aspects concerning their Lives! You got it right; we are talking about ‘Health’
With the advent of gadgets like computers and mobile phones, many people have started living a ‘sedentary lifestyle’. Though the long-term impact of living such a lifestyle might not be evident at an early stage, it can result in bigger problems in the future. By following a ‘not-so’ healthy lifestyle, many youngsters & adults are experiencing health issues which our adults used to encounter at an old age.
One such medical condition that is largely prevalent is ‘spine, back, and neck’ pain issues. In medical terms, it is called Spondylitis. In many cases, the patients who are diagnosed with that problem hurriedly get a surgery done but later, they realize that the surgery could have been avoided. In fact, if some doctor has recommended spine surgery, you should give it a second thought since the surgery can be avoided with timely physiotherapy. Spondylitis is a common problem involving the back, neck and is considered a common Arthritis condition that is more prevalent in young adults.
Spondylitis is a type of chronic inflammation of the spine & sacroiliac joints which are located at the lower back. You should not ignore early signs of Spondylitis since the pain & stickiness near the spine would increase with each passing day. Once the Spondylitis becomes chronic in nature, it can also affect the other parts of body namely – heart, lungs, and eyes. An advanced medical diagnostic tool like the DSA Test – Digital Spine Analysis now helps you measure the strength and mobility of all the elements of your spinal cord. DSA Test is considered a more advanced mechanism than X-Rays and MRIs.
Now that we have touched upon some of the basic aspects of Spondylitis, let’s have a look at some of the reasons why it happens
Wrong Posture
This is a common sight with people involved with sedentary jobs. They sit at their desk for a long time and in some cases, their posture would be completely wrong. They might be sitting in a hunched position.
Sitting in such a position that can cause flattening of the spine’s natural curve and could damage the disks located between those bones. Hence, it is recommended that you take frequent breaks, do simple stretching exercises, and walk for a couple of minutes before resuming work.
Eating or Over-eating
Along with adapting sedentary lifestyle, many of us who live in metros/cities eat junk/unhealthy food too often. Many nutritionists advise that breakfast should not be skipped but that does not mean that you should over-eat or eat junk food. Such kind of food would not have the right amount of nutrients, proteins, vitamins. They are good for your taste buds but consuming them regularly could lead to inflammation of the disks between the bones of your spine.
Continuous Working
Sitting for too long or working continuously could cause pain to your muscles, neck, back, and spine. No matter how interesting your work is, you should take short breaks from your work. Even though you love your office chair, leave it alone for some time by taking a break :).
Following an unhealthy lifestyle
It is a known fact that smoking can spoil your health and adversely affect vital organs like lungs. Do you know that it can also weaken the bones in your spine? Smoking reduces the blood flow in your body and this also includes the spine. You should avoid smoking at all costs. A healthy diet should be complemented with regular workouts.
If you are not able to make it to the gym; at least go for regular walking or jogging or cycling. Being physically active makes your entire body stronger, both physically as well as mentally!
Pain caused while driving/cycling
Going by vehicle [car/motorbike] has become a habit and many times, youngsters & adults take their vehicles even when their destination is close by. You would definitely reach faster, but it can take a toll on your spine & neck if you are following an incorrect posture while driving/biking.
If you are using your car for long-distance driving, it is recommended to have comfortable seat covers and maintain a good posture throughout the journey since the road ahead can be bumpy :).
These are some of the basic causes of Spondylitis and neck pain. It is recommended that diagnosis is done at an early stage and an advanced test like Digital Spine Analysis [DSA] can be helpful in diagnosis. DSA Test is a proprietary test that is only available at QISpine Clinic.
QI Spine clinic is a Spine clinic or to be precise, a Spine Specialist in Mumbai. The DSA Test highlights the weak tissue in the spine and also gives the information about the areas in the spine which are bearing more load. The DSA Test is completely automated where a computer controlled-device guides the body from different angles. The accuracy of the tests comes from the data that is supplied by different sensors in the device and close to 21 parameters are used to ensure there are zero chances of error. Their website also has a lot of informative material around Spin Health. They have an eminent team of specialized surgeons in their team, hence you can have complete trust in QI Spine Clinic for any Spine or Neck related concerns.
To summarize, by following a healthy lifestyle you can avoid spine & neck issues and in case you have those problems, surgery is not an answer to your problem; Spine Rehabilitation definitely is!
