The two-wheeler market is huge in India. The roads are filled with bikes and scooters. Sadly, there is a great number of accidents taking place regularly too. Even with comprehensive insurance plans in place, many people end up losing their lives and vehicles in such tragedies. How can one prevent this? The use of technology is being seen as a path-breaker here. Read on to know more.
How technology can help?
Technology can be used in the following ways to prevent two-wheeler tragedies on the Indian roads
- AI assistance to scan phone calls – Hands-free devices are widely used by motorcycle riders to speak on the mobile phones while riding. However, there are many limitations associated with this. To begin with, most people take a few seconds off the road to see who is calling. They then decide whether or not to take a call. An accident can happen in an instant and even a second’s distraction can spell disaster. We, therefore, need an AI technology system which will read out to the riders who is calling and ask them what action should be taken. This will surely reduce the fatalities.
- Bluetooth helmets – Many a time, the rider turns his head to listen to what his pillion is saying as the noise levels are too high. This also leads to many accidents. For this, we need Bluetooth enabled helmets that would easily pass the conversation through tech channels to both the riders.
- Emergency assistance – Finally, technology can be used to inform the emergency services when there is an accident. The sensors should be able to pick up the clues and understand there has been a crash. As SOS call should be made automatically and an ambulance should reach the spot immediately. This is a technology that would surely prevent many deaths resulting from bike accidents.
How insurance can help?
While technology is coming up with innovative solutions, you also have to do your bit and be a responsible rider. You also need an insurance cover to ensure you and the people around you stay safe. So buy a plan and also go in for a timely bike insurance renewal to always stay covered. Bike insurance can help in the following ways:
- Third party assistance – You can get a third party bike insurance plan to cover the damages you inflict on a third party. The plan will compensate the third party for any bodily injury or property damage.
- Own damage assistance – When you buy a comprehensive insurance plan, you get the third party benefits along with a cover for your own vehicle. this is important as the vehicle stays safe and even if there is an accident, you can make a claim and get it repaired.
- Riders available – You can buy some riders when you buy a plan or go in for a bike insurance renewal. You can ask for a roadside assistance rider to help you if you get involved in an accident. The riders are only available when you buy a comprehensive cover and not with a third party bike insurance
- Personal accident cover – If you die in a road accident, your family will get a death benefit due to the personal accident clause in a two wheeler insurance policy. you will also get compensation if you are left permanently disabled after a crash.
Conclusion
Technology can indeed be used in a smart way to prevent road accidents. However, you need to be careful and ride safely too. You also need good insurance coverage to keep you safe. So buy a plan and get the bike insurance renewal done on time. You will stay covered and will be able to deal with a loss in a better manner.