HomeFinance

Buy a Home Insurance this Festive Season and stay worry free for a Year

Like Tweet Pin it Share Share Email

Ganesh Chaturthi is one of the most awaited and vivacious festivals in India. This festival is dedicated to the beloved god of prosperity- Lord Ganesha. Ganesh Chaturthi is celebrated throughout the world – from Mauritius, Canada, to the US – wherever you find large Indian population. The colorful and vibrant celebration of this festive is filled with passion and devotion. Loud music, chants, and folk dance represent the onset of this festival.

Image Source – Life Insurance

Ganesh Chaturthi is a 10-day festival and marks the birthday of Lord Ganesha. Since originated in Maharashtra, the festival is celebrated on a large scale by the people of Maharashtra. Also, it is quite popular among Hindus residing in other parts of the country.

The advent of Lord Ganesha is said to remove obstacles and bring a splendid fortune. Therefore, it is believed to worship Ganesha before starting any important task. On the first day of the festival, people carry the idol of Ganesh at home. They worship him with great devotion for the next ten days. Also, they invite friends and family to visit Ganpati at their place and take his blessings. It is believed that placing an idol of Ganesh at home during the celebration is the way of welcoming him and his blessings at home. After the cheerful 10-day celebration, Lord Ganesha’s idol is submerged in Holy River or sea portraying his abode to heaven.

Since a lot of people will be visiting your house, make sure your home is covered from damages caused due to unforeseen events. It is advisable to buy house insurance as the policy not only provides you with peace of mind but also covers you financially in the events of mishaps. Unlike motor insurance, house owners insurance is not compulsory, yet it holds an equal significance in one’s life. This is because, unlike your car or bike, your house is an appreciating asset; and any loss or damage to this will mean a big hole in your pocket. All the more, the emotional pain of reconstructing a house or reinstalling its contents is painful, difficult and tedious. However, insurance companies offer several plans under ‘house insurance’ such as content insurance, landlords’ insurance, tenants’ insurance, structure insurance, etc.

A regular house insurance plan covers for loss and damage caused to your valuables due to a fire accident, theft, allied perils, and burglary. There are several reasons why you should have a house insurance policy

Protection against damage caused to your valuable assets and personal belongings – A house insurance policy offers coverage against damage of contents kept inside the insured house, including various valuable, expensive, and essential belongings like jewellery, furniture and electrical goods.

Coverage against natural and human-made calamities – A home insurance policy protects your house against damages caused due to natural disasters, such as floods, lightning, storms, earthquakes, typhoons, etc. Also, the plan covers your home from man-made hazards and anti-social activities, alike. These are acts such as thefts, strikes, riots, other activities caused out of malicious intent, etc. Also, it financially enables you to recover from the loss and rebuild your home.

It is never too late to make the right decision. We all know that precaution is better than cure. And by buying a house and content insurance, you might just save yourself from an unexpected loss.