Cost of insuring a two-wheeler might seem like an additional burden when buying a new bike. But bike insurance offers a financial cover in case of unfortunate accidents.
If you feel that the cost of bike insurance is very high, here is a list of top bikes which cost less for insuring –
#1 Honda Activa 5G
The latest edition of the Popular Honda Activa 5G was launched at the Auto Expo in 2018. The mechanical aspect of this bike has not changed much apart from a change in some features as compared to previous generations. Its bike insurance price is around Rs. 2000. Honda Activa 5G has a new LED headlamp unit and a key slot with remote seat opener. You can buy this bike at Rs. 53,019.
#2 TVS Apache RTR 160 4V
The new TVS Apache RTR 160 4V was launched in 2018. You can choose between two variants of this bike – EFI and Carburettor. You can buy the bike insurance policy for TVS Apache RTR 160 4V for Rs. 2200. There has been a large gap between the launch of current and the previous generation of TVS Apache RTR. Owing to this time gap, the current generation has received a host of updates in features and aesthetics.
#3 Bajaj Pulsar 150 2018
Bajaj Pulsar has been the dream bike for many. It has been one of the most influential bikes in India. Bajaj Pulsar 150 2018 has been launched in accordance with the BS-IV emission norms. Its aesthetics now include faux carbon fiber surrounding and a new side stand indicator. Bike insurance price is around Rs. 2000 for this two-wheeler. Bajaj claims a mileage of 65 kmpl for Pulsar 150 2018.
#4 Honda CB Hornet 160R
The first bike in the Hornet series of bikes from Honda was launched in 2015. The aesthetics of this bike are similar to the Honda Unicorn. It is targeted towards young Indian bike riders who prefer unique and bold designs. You can buy a bike insurance policy for Honda CB Hornet 160R for Rs. 2500. The special editions of Honda CB Hornet 160R bike are also available in the shades of Striking Green and Mars Orange.
#5 Honda Dio
Honda Dio is a very successful lightweight two-wheeler in India. Bike insurance for Honda Dio starts at Rs. 1800. The Deluxe version of Honda Dio comes with golden pressed steel wheels and a digital instrument console with ECO mode. It was launched with a number of dual-tone color options such as Orange, Blue, Yellow and Red on the standard variant and metallic shades of Yellow, Green, Black and Grey for the Deluxe variant.
#6 Aprilia SR 150
Like Honda Activa 5G, the Aprilia SR 150 was also launched at the Auto Expo in 2018. This generation comes mainly with changes in the aesthetics. The Race edition Maze Grey paint comes with the livery inspired by Aprilia’s MotoGP bike. This bike offers better acceleration from a re-tuned CVT gearbox. The cost of insuring Aprilia SR 150 is around Rs. 2200. It also features a new exhaust muffler.
#7 TVS Jupiter
TVS Jupiter competes with Honda’s Activa in the scooter segment. This two-wheeler is loaded with a list of features in terms of aesthetics and performance. These include 12-inch alloy wheels for improved stability, reserve fuel indicator, pass light switch and eco mode indicator. TVS claims a mileage of 62 kmpl for Jupiter. The cost of insuring this two-wheeler is around Rs. 2000. Jupiter appeals to both men and women.
How to calculate Bike Insurance?
You can use an online bike insurance calculator to determine the cost of your bike insurance policy. This calculator is available on the website of most bike insurance companies. To calculate the cost of insurance, submit the details related to you and your bike, set the IDV, buy the required Add-ons and the calculator will generate a quote for you. This is the approximate cost of your bike insurance policy.